Payday loan vs personal loan

Payday Loans vs. Personal Loans

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. With prices rising everywhere, there is a newfound urgency in terms of financial need in today’s economy. Whether you need […]

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How to get out of debt

How to Get Out of Debt Faster & Efficiently

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. What is Debt?  The basic definition of debt is something that is owed. In this context, it is money to […]

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Overdraft

Does Overdraft Affect Your Credit Score?

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Managing your finances can be tricky, and sometimes unexpected expenses or miscalculations can result in an overdraft on your bank […]

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Government benefits

Payday Loans with Government Benefits

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. In Canada, payday loans for those on government benefits are provided to Canadians who receive income through a program. These […]

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Purchase using a credit card on a mobile phone

What Are Average Credit Scores in Canada by Age?

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. The Average Canadian Credit Score Canadian credit scores vary from 300-900. The closer you are to 900, the better your […]

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Checking credit score

How Long Does It Take to Improve Your Credit Score?

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Overview According to one of Canada’s major credit bureaus, TransUnion, the average credit score in Canada is 650. However, roughly […]

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Credit card chip

What is the Minimum Credit Score for Credit Card Approval?

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. If you’re hoping to get approved for a credit card, you’re required to meet all of the minimum criteria from […]

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Bad credit score

What Will Happen If You Have a Bad Credit Score in Canada?

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. What Is a Bad Credit Score? Credit scores in Canada range from 300 to 900. The higher your score, the […]

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Good credit score

What Is a Good Credit Score in Canada?

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Loan express does not require credit checks, decline a loan based off a credit check, nor do credit checks  affect the minimum approved amount of the loan. The following article is purely for educational purposes. What Is a Credit Score and When Is It Important? A credit score is a 3-digit number, usually between 300 […]

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Apply for a mortgage

What Credit Score Is Required to Apply for a Mortgage?

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. How Your Credit Impacts Your Mortgage Approval Have you ever wondered what effect your credit score has on your mortgage? […]

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Single parent

How to Plan a Budget if You Are a Single Parent

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. How to Plan a Budget if You Are a Single Parent As a single parent, you have to work hard […]

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Compulsive shopping

Financial Problems: Understanding Compulsive Shopping

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Understanding a Spending and Shopping Addiction Compulsive shopping is a modern-day addiction due to many factors like the availability of […]

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Gambling addiction

Take A Break From Gambling: Effective Tools And Strategies

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Loan Express does not require credit checks, decline a loan based on a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Gambling can be highly addictive but is not considered a drug for legal or medical purposes. Find out how to […]

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Bad credit

How Long Does Bad Credit Stay on Your Credit Report?

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Loan Express does not require credit checks, decline a loan based on a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. It’s hardly news that having a bad credit score can make life difficult. Simple tasks like renting a new apartment, […]

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Online shopping

How to Increase Your Credit Score in Canada

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Overview According to TransUnion, the average Canadian credit score is around 650, which means that most Canadians have average to […]

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Family calculating expenses

Cash Advance on Child Tax Credit Explained

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Loan express does not require credit checks, decline a loan based on a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. We all know that raising children can sometimes be a costly endeavour. Expenses sometimes come up without warning, and often […]

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Playstation 5 controller

How to Avoid PlayStation 5 Scam to Protect Your Money

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. What Is a Console Scammer? A console scammer is someone who is falsely advertising a popular gaming console like the […]

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Checking credit score

How to Check Credit Score in Canada

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Introduction of Credit Score Do you know what a credit score is? Everyone has one, and you should be checking […]

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Discussing document

How Credit Score Is Calculated in Canada

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Overview: You may be surprised to hear that you don’t have just one credit score. The amount will vary from […]

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How To Get A Job With No Experience: Earn Money And Get Hired

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With the “Great Resignation” still in full force, finding a job in Canada has never been easier – no matter your experience level. Job vacancies in sectors such as health care, social services, and construction make them welcoming areas for you to train, learn, and apply for. According to CIC News, 48% of job vacancies in […]

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How To Get Payday Loans For People On Disability In B.C. (With No Credit Check)

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According to the British Columbia Government, “Of the 2.8 million British Columbians between the ages of 15 and 64 in 2006, 12.8% (or 355,430) indicated they had a disability.” With these numbers continuing to grow with the population, it’s important that disability benefits and loan application education are accessible for those who need it.  Below we will be […]

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How to Remove the Collections Account From your Credit Report in Canada

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What are Collections in a Credit Report?  If you have debt in your collections, it often means that the original creditor has sent your debt to a third party to collect it (this includes credit card debt, loans, and mortgages). This third party is usually a debt collection agency. Most lenders will attempt to collect your […]

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How to Save Money on Groceries During a Recession

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Why are Canadian Grocery Prices Increasing You may have noticed costs going up at the pump, or that ordering food isn’t so budget friendly anymore. However, the latest price increase that has everyone pinching pennies to get by is at the grocery store. Due to inflation after the Covid-19 pandemic and a higher demand for certain products, […]

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7 Surprising Things You May Not Know About Payday Loans in Canada

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Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Short-term loans can be a lifeline for Canadians who are short on cash. Learn more about payday loans – especially some […]

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