What are Instant Loans?

Instant Loans: The Best Payday Loans

Benefits of Instant Loans

No Paperwork

The short online application makes things easy—no queues, no appointments, and most importantly, no hassle.

Instant Cash

In almost every Canadian city, from the smallest town in British Columbia to downtown Toronto, every Canadian can access instant cash.

Receiving Options

you can receive up to $1,500 via bank transfer or Interac e-transfer. The latter of which will be sent within five minutes!

Who are Candidates?

one thing in common: the need for quick cash. Loan Express payday loans are available across Canada

Faster Approval

Instead of waiting days and sometimes weeks to receive approval from a bank, instant loans are approved within minutes!

No Credit Check

Loan Express approves everyone who meets the requirements, including those with bad credit. We will never judge you based on your credit score, and As soon as you receive approval and sign your digital loan agreement, the money will be instantly deposited into your bank account or sent by E-transfer. Note that there is the occasional smaller credit union or financial institution that does not have the technology to do instant transfers, but we will still get the money to you the fastest way the bank allows, which is usually a couple of hours.

Apply For An Instant Loan in Canada

Apply Online

Using our 24/7 online application, you can apply anytime, anywhere. Whether in line for groceries or on your couch during a Netflix binge, take five minutes to fill in your basic information and select your loan amount.

Receive your money

As soon as you receive approval and sign the digital loan agreement, your money will be sent within five minutes via e-transfer. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST business days.

How We Differ
From Other
Loan Companies

We’ve got you covered.

We understand that you need cash, and you need it fast. Our online application is available 24/7, and we use a sophisticated decision-making system that approves loan applications within minutes. Our instant review and approval process ensures you receive your money exactly when you need it.

We pride ourselves on our responsible and transparent lending. Before you accept the loan, we display the costs in an understandable manner so that there aren’t any nasty surprises. Our customer service team is available around the clock to answer any questions you may have.

When you apply for an instant loan with Loan Express, we don’t perform a credit check. To us, credit score isn’t a fair reflection of your ability to repay, so we focus on other factors, such as regular income. If you have a bad credit score, don’t be deterred – you may still qualify for up to $1,500.

Receiving a loan from Loan Express is entirely secure. As a direct lender, we don’t share your information with any third parties, and all data stays in-house. We have invested in bank-level encryption to ensure your data remains confidential.