Payday Loans in
Newfoundland and Labrador

Get a cash advance quickly and easily.

Quick Approval Payday Loans in Newfoundland.

From St. John’s to Mount Pearl, Loan Express Provides Easy, Short-Term Loans Across Newfoundland & Labrador.

In between paychecks and in need of cash? Loan Express’ 5-minute loans of up to $1,500 can cover unexpected bills and help with financial stress.

Whether it’s a medical emergency or you need to pay the last bit of a debt, Loan Express puts money in your pocket and helps you feel relieved in as little as 5 minutes. Life doesn’t revolve around every second Friday, which is why we are Canada’s go-to lender when you need funds fast, for any reason.

Complete the short online application and get your finances – and life – back on track.

Newfoundland & Labrador Loans Are Easy, Safe and Secure

Loan Express has been providing quick, easy, and flexible payday loans in Canada for over 15 years. Our payday loans help you live life free from any financial stress.

Applying for a payday loan with Loan Express is easy, secure, and safe. We pride ourselves on our proven ability to protect your data and use bank-level encryption to ensure your information is kept confidential.

When you apply for a loan with Loan Express, you work solely with us – your personal information and application is never seen by a middleman. Apply today for a stress-relieving instant payday loan.

Need a Payday Loan in Newfoundland? It's Easy!

  • Borrow up to $1500
  • Trusted and secure
  • High approval rate
  • Instant Etransfers

What Is a Payday Loan?

A payday loan is a short-term cash loan, usually utilized in an emergency or situation where you need money quickly. Payday loans are easy to get with Loan Express – you can get approved within 5 minutes of applying and don’t require a credit check. These loans require zero collateral and your eligibility depends on your income and repayment ability only.

Who Is Loan Express?

Loan Express has provided Canadians all over the country with quick payday loans since 2005. Our fast approvals, easy applications, and low-interest rates have made us Canada’s top payday lender.

Unlike banks and other lenders, Loan Express wants to improve your financial situation and help with your debt. We are fully transparent about costs and will only approve you for a loan we know you will be able to repay.

Better yet, the money will be deposited in your account in just 5 minutes! In this day and age, there’s no reason you should have to wait days to receive your money, and we understand that.

Why Choose Loans from Loan Express?

  • Fast and safe payday loans
  • Trusted lender for over 15 years
  • E-transfer within 5 minutes!
  • Secure with bank-level encryption
  • 24/7 online applications
  • Fast approval
  • Licensed and certified
  • Fully trained staff to assist you

Can I Get a Payday Loan in Newfoundland & Labrador with Bad Credit?

If you are worried about your eligibility for a payday loan from Loan Express because you have bad credit or no credit, you are not alone.

Finding a loan with bad credit can be a near-impossible task in Newfoundland & Labrador when you’re looking at other lenders, but unlike banks and other lenders, Loan Express looks at the big picture and focuses on your ability to repay.

At Loan Express, we will never judge your eligibility based on your credit history, and you may still qualify for up to $1,500 even with bad credit.

Getting rid of the credit score barrier opens up our payday loans to thousands of Newfoundland & Labrador residents with bad credit.

As the #1 bad credit loan solution in Newfoundland & Labrador, we are here to make lending easy and fast when you need to cover unexpected expenses. Access your funds today!

How to Apply for an Instant Payday Loan in Newfoundland?

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Apply in Newfoundland

Applying for a payday loan in Newfoundland is easy and convenient with Loan Express. Our online application only takes minutes to complete; fill in your basic information and select your loan amount. We closely follow all laws in the Canadian Provinces we lend in.

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Receive your Money

Receive approval and sign your loan agreement, the funds will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

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Requirement in NL

Loan Express payday loans are available across Newfoundland. To apply, you must:

  • Be 18 years of age or older.
  • Have a bank account open and in use for at least 30 days.
  • Receive CTC, CPP, Pension, Disability or Payroll that is on Direct Deposit.

We closely follow all laws in the Canadian Provinces we lend in.

Newfoundland & Labrador Overview

With its stunning hiking trails and wildlife, Newfoundland & Labrador is perfect for residents full of wanderlust or travelers who love to explore. Newfoundland & Labrador is home to diverse indigenous cultures, whale watching, and rolling fields reminiscent of the Emerald Isle.

You can also enjoy the main city of Newfoundland & Labrador, St. John’s, which offers Signal Hill, Cabot Tower, many other historical sites and tons of quaint shops and delicious restaurants.

To help cover the abundance of recreational activities, cold weather clothing costs, and surprise bills, many residents use payday loans as a simple solution to get them to the next paycheck.

Events & Lifestyle in Newfoundland & Labrador

Newfoundland & Labrador embodies East Coast charm, celebrates its vast history and diverse indigenous cultures, and offers some of the most beautiful scenery and wildlife you will ever see.

St. John’s, the capital of Newfoundland & Labrador, offers many sites and shops to visit, but you can also be outside of the areas with a higher population and view gorgeous landmarks like Gros Morne Mountain, Corner Brook hiking, and Terra Nova National Park.

Newfoundland & Labrador strives to provide its residents with local shopping, recreational activities, and dozens of landmarks for people to marvel at.

Best Things About Living in Newfoundland & Labrador

Newfoundland & Labrador has plenty to offer, and there are many reasons why it’s seen as one of the most beautiful and underrated provinces in Canada.

  • Stunning landmarks
  • Unique mix of indigenous cultures and traditions
  • Local entertainment options and exciting downtown scene
  • Hiking, fishing, and history
  • Great restaurants and seafood
  • Twillingate, which offers lighthouses, lobster, fishing, and whale watching

Got questions?

We've got you covered

To qualify for a payday loan in Newfoundland & Labrador, you must meet the following requirements:

  • You must be 18 years of age or older.
  • A Canadian Citizen
  • You must have a bank account open and used for at least 30 days.
  • You must have a regular income that is on Direct Deposit

Loan Express is here to help you get a loan without the need for credit checks. We do not conduct credit checks unless you want us to.

With our simple online application, you can receive a child tax loan in Newfoundland & Labrador within minutes.

Whether you have a perfect credit history or no credit score at all, you can still apply for a loan with us. All applicants will need is proof of income on direct deposit.

If you are eligible for an Interac E-transfer, you will receive your money in minutes. If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, ScotiaBank, BMO, or HSBC.

  • Loans approved before 11 AM will be deposited that day by 3:30 PM.
  • Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
  • Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.

The maximum amount you can receive from Loan Express in Newfoundland & Labrador is $1,500.

Once approved for a loan, you will receive your eTransfer in an instant. If you choose to email your documents and application, it will take longer to receive your funds. This is an easy process but will take a few minutes longer to receive your direct deposit. For more information, visit our FAQ.

Loan Express is a quick and easy way to get money fast. We send an Interac eTransfer in as little as 5 minutes so you can start using your loan as soon as you want to.