Author: Loan Express

What is Debt?  The basic definition of debt is something that is owed. In this context, it is money to pay off student loans, a mortgage, or a credit card. The borrower must repay the creditor an agreed-upon value over a certain period.  Over 73% of Canadians have some form of outstanding debt. There are […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Managing your finances can be tricky, and sometimes unexpected expenses or miscalculations can result in an overdraft on your bank […]

In Canada, payday loans for those on government benefits are provided to Canadians who receive income through a program. These quick cash advances help you pay off expenses and afford things like food or medical bills before they become emergencies, so an unexpected financial burden doesn’t put added stress onto the circumstances. While not every […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. The Average Canadian Credit Score Canadian credit scores vary from 300-900. The closer you are to 900, the better your […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Overview According to one of Canada’s major credit bureaus, TransUnion, the average credit score in Canada is 650. However, roughly […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. If you’re hoping to get approved for a credit card, you’re required to meet all of the minimum criteria from […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. What Is a Bad Credit Score? Credit scores in Canada range from 300 to 900. The higher your score, the […]

Loan express does not require credit checks, decline a loan based off a credit check, nor do credit checks  affect the minimum approved amount of the loan. The following article is purely for educational purposes. What Is a Credit Score and When Is It Important? A credit score is a 3-digit number, usually between 300 […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. How Your Credit Impacts Your Mortgage Approval Have you ever wondered what effect your credit score has on your mortgage? […]

How to Plan a Budget if You Are a Single Parent As a single parent, you have to work hard at managing your money. You’re the only one in charge of deciding how much goes into savings and what bills are paid first. If you feel like your money is always disappearing before it even […]

Understanding a Spending and Shopping Addiction Compulsive shopping is a modern-day addiction due to many factors like the availability of credit, online shopping, and influences from television, movies, and social media. Your love for going on a shopping spree has turned into an addiction to spending when you see yourself shopping to avoid feelings, spending […]

Gambling can be highly addictive but is not considered a drug for legal or medical purposes. Find out how to overcome your gambling addiction here. Canada is a leader in the online gambling industry, with 19.3 million Canadians gambling on a regular basis. To further understand online gambling addiction and tips you can implement in […]

Loan Express does not require credit checks, decline a loan based on a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. It’s hardly news that having a bad credit score can make life difficult. Simple tasks like renting a new apartment, […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Overview According to TransUnion, the average Canadian credit score is around 650, which means that most Canadians have average to […]

We all know that raising children can sometimes be a costly endeavour. Expenses sometimes come up without warning, and often they can be hard to predict. But, if you’re a parent and you find yourself stuck with an unexpected expense, help may be easier to find than you think. You may be eligible for a […]

What Is a Console Scammer? A console scammer is someone who is falsely advertising a popular gaming console like the PlayStation 5 or lying about having the console available for sale on websites like eBay or Amazon. Console scammers prey on people excited to receive the latest console for a good deal and leave their […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Introduction of Credit Score Do you know what a credit score is? Everyone has one, and you should be checking […]

Loan Express does not require credit checks, decline a loan based off a credit check, nor do credit checks affect the minimum approved amount of the loan. The following article is purely for educational purposes. Overview: You may be surprised to hear that you don’t have just one credit score. The amount will vary from […]

With the “Great Resignation” still in full force, finding a job in Canada has never been easier – no matter your experience level. Job vacancies in sectors such as health care, social services, and construction make them welcoming areas for you to train, learn, and apply for. According to CIC News, 48% of job vacancies in […]

According to the British Columbia Government, “Of the 2.8 million British Columbians between the ages of 15 and 64 in 2006, 12.8% (or 355,430) indicated they had a disability.” With these numbers continuing to grow with the population, it’s important that disability benefits and loan application education are accessible for those who need it.  Below we will be […]

What are Collections in a Credit Report?  If you have debt in your collections, it often means that the original creditor has sent your debt to a third party to collect it (this includes credit card debt, loans, and mortgages). This third party is usually a debt collection agency. Most lenders will attempt to collect your […]

Why are Canadian Grocery Prices Increasing You may have noticed costs going up at the pump, or that ordering food isn’t so budget friendly anymore. However, the latest price increase that has everyone pinching pennies to get by is at the grocery store. Due to inflation after the Covid-19 pandemic and a higher demand for certain products, […]

Short-term loans can be a lifeline for Canadians who are short on cash. Learn more about payday loans – especially some things you may not have known – with Loan Express. You Can Get A Payday Loan In Canada With Bad Credit Life comes at you fast, and sometimes it results in bad credit. Having […]

What are Exchange-Traded Funds (ETFs) Exchange-traded funds trade on exchanges, just like common stocks. On the other side of the trade is an investor (like yourself), not a fund manager. You can buy and sell any time during the exchange’s open and close at whatever price is offered based on market conditions. There is also […]