Payday Loans in
British Columbia

Get a cash advance quickly and easily.


If you live in Victoria and are looking for a quick cash loan, Loan Express can help. We are Victoria’s trusted go-to lender for quick cash – whatever the reason!

Our smart, safe, and secure loans of up to $1,500 can help you to contend with all of the untimely expenses that catch us by surprise. Whether your car needs a fast repair or your furry friend needs an emergency trip to the vet, we understand that you need money, and you need it fast.

Life doesn’t wait until your next paycheck, and even if we could foresee every expense, setting money aside for these situations isn’t always possible. Our fast 5-minute loans put money in your account in minutes and solve your temporary cash-flow problems in no time.

Complete our short online application 7 days a week, 24 hours a day, and we’ll get back to you right away!

*Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%, but may be lower, depending on the Province you live in.

Victoria Loans Are Easy, Safe and Secure

Since 2005, Loan Express has been proud to offer accessible smart loans to Victoria residents like you. From Oak Bay to Saanich, we are your trusted partner, offering a convenient, fast, and easy way to receive money when you need it most.

With Loan Express, you can borrow up to $1,500 in 5 minutes by completing our short application. You’ll receive an instant decision, and the funds will be sent immediately if you are approved. We make it easy to solve your money headaches right away!

Applying with Loan Express isn’t just easy; it’s completely secure and safe.

Unlike other lenders, when you apply for a loan with Loan Express, you work solely with us, from application to re-payment. We are a direct lender, which means there is no middle man, and your personal information stays in-house. Better yet, our bank-level encryption ensures your personal information is kept confidential.

On top of our safe and secure processes, we have an outstanding customer support team available to answer all your questions.

Apply today for an easy, safe and instant loan.

Who is Loan Express?

Loan Express is a leading online lender serving most provinces in Canada, including British Columbia. We have proudly offered reliable loans for over 15 years, and we are one of the fastest-growing and most popular instant lenders in Canada.

When it comes to smart online loans in Victoria, we keep things simple. Quick cash with complete security and 24/7 support. We service all surrounding areas, including North Park, South Jubilee, Harris Green, Fairfield, Rockland, and everywhere else in and around Victoria!

Unlike other payday lenders, we follow ethical and honourable standards that improve your financial situation rather than put you further into debt. You will only be approved for a loan amount that you’ll be able to repay and we are totally upfront about the costs you can expect.

Instead of spending time booking a bank appointment and filing paperwork, our speedy online application gives you the money you need exactly when you need it.

No hidden fees, no confusing terms, and no hassle.

Why Choose Loans From Loan Express?

  • Fast and safe payday loans
  • Trusted lender for over 15 years
  • E-transfer within 5 minutes!
  • Bad credit accepted
  • Secure with bank-level encryption
  • 24/7 online applications
  • Fast approval
  • Licensed and certified
  • Fully trained staff to assist you

Instant Loans Across Canada

Loan Express provides fast and easy access to payday loans across Canada. We offer loans in most Canadian cities and every remote location, too!

Payday Loans Requirements in Victoria

Loan Express payday loans are available across Victoria. To apply, you must:

We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.

Can I Get A Payday Loan in Victoria With Bad Credit?

The cost of living in Victoria is notoriously expensive – a factor that can often lead to money struggles in many households. Unfortunately, piling debts lead to a bad credit score being assigned to your name.

When you have a bad credit score, it’s hard to be approved for a loan anywhere in Canada. Instead of being turned away by bank after bank, there is another option: smart online payday loans.

Thankfully, Loan Express is a safe and secure loan option for Victoria residents who find themselves with bad credit. We are proud to approve fast loans for individuals who meet our requirements, including those with bad credit history.

Loan Express won’t judge you based on your credit history, and you may still qualify for up to $1,500. Instead of looking at your credit score, we focus on other factors that influence your ability to repay, such as a regular income.

We never decline an application based on credit history and have no credit score requirement for you to meet.

As the #1 bad credit loan solution in Victoria, we are here to make lending easy. Access the funds you need today!

How to Get Payday Loans in Hamilton

1. Apply Online

Getting a payday loan in Victoria is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.

2. Receive your money

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Victoria Overview

Victoria is a picturesque city located on the southernmost tip of Vancouver Island. The oceanside city is the provincial capital of British Columbia and boasts stunning heritage architecture, ocean views, and mountain vistas.

The city holds a rare combination of old-world charm, scenic backdrop, and modern city-scape. As far as natural beauty goes, Victoria is one of the most uniquely special places in Canada.

To complement the scenery, Victoria has the most temperate climate in the country, meaning the natural beauty can be enjoyed year-round! In winter, the temperature hardly dips below freezing, summers are consistently in the twenty-degree Celsius range, and Victoria only has half the annual rainfall of Vancouver.

With some of the best weather in Canada, well-preserved historic architecture, a buzzing local economy, and plenty of parklands, it’s easy to see why Victoria is such a popular place to live. Victoria has certainly evolved into a trendy location while remaining close to its old-fashioned roots.

When Victoria residents require some additional money to enjoy day-to-day activities or cover unexpected bills, many use quick-approval loans. Loan Express offers immediate loans of up to $1,500 to any Victoria resident who meets the realistic requirements.

Events & Lifestyle in Victoria

In Victoria, you get all of the amenities you’d expect from a big city – world-class education, year-round entertainment and events, and a variety of outdoor activities – with the friendliness of a small-town community.

Victoria is commonly known as the “City of Gardens”, and it’s easy to see why. The temperate climate allows gardens to bloom even through winter! The city certainly makes the most of the bloom with spectacular greenery never far away.

One of the many parklands is the Butchart Gardens, a 55-acre garden with over one million bedding plants in 900 varieties. The garden receives millions of visitors every year and is a National Historic Site of Canada.

The harbourfront walkway is where much of Victoria’s hustle and bustle happens. You’ll find whale-watching boats, local artists, kayak and canoe opportunities, and street entertainers performing to large crowds in the daytime. When night falls, the harborfront’s fantastic culinary scene comes to life. In fact, Victoria has the highest number of restaurants per capita in Canada!

There’s no denying that Victoria has wonderful activities for all age groups, but things can get a little expensive when you’re fully immersed in the lifestyle. Whether you want to treat you and your family to an unforgettable whale-watching experience or enjoy a romantic food and wine tour with your partner, with Loan Express you can access up to $1,500 in quick cash.

Best Things About Living in Victoria

Victoria has lots to offer Canadians of all age groups; that’s why Victoria is the city of choice for families, retirees, and young persons alike.

  • Neighbour-friendly and a strong sense of community
  • Voted most bike-friendly city in Canada in 2019
  • Home to Canada’s most admired gardens
  • Balanced age demographic
  • Employment opportunities
  • Second-highest number of restaurants per capita in North America
  • One of the best climates in Canada
Quick Approval Payday Loans in Victoria & Across Canada

apply 24/7 online

Fast Approval

Get Your Money

Need a Payday Loan in Victoria? It's Easy!

  • Borrow up to $1500
  • Trusted and secure
  • High approval rate
  • Instant Etransfers

How Do Instant Loans Work

If you are considering an instant loan to solve your money troubles, it’s important to know what to expect. Unlike traditional bank loans, things are a lot more straightforward.
Instant loans are a convenient way to receive up to $1,500 exactly when you need it. For those who meet the requirements (listed above), the fast online application is open 24/7. Once you have received your approval – typically within ten minutes – you will be asked to sign a digital agreement and provide your email address so that the funds can be sent to you via e-Transfer. READ MORE
How long does
the process take?

At Loan Express, we pride ourselves on near-instant delivery of online payday loans. However, the exact length of the process depends on several factors. On The Odd Occasion, If The Automation doesn’t apply, We May Request Additional Screenshots Of Your Bank Statement and pre authorized debit form, But We Will Walk You Through That As Well.

How fast can I
receive my money?

Within one minute of signing your contract, the money will be in your bank account or your email. There is the odd smaller credit union or institution that does not have the technology to do instant etransfers, but we will still get the money to you the fastest way that your bank allows, which is usually a couple of hours.

Why Choose Loans From Loan Express?

Loan Express has proudly offered instant loans across Canada since 2005. Over 15 years of lending, we have helped thousands of Canadians get their finances back on track. When it comes to smart instant loans, Loan Express keeps things simple. Fill in your online application any place, any time, and you’ll receive an instant decision. READ MORE