Payday Loans in Ontario

Get a cash advance quickly and easily.


When Hamilton residents experience emergencies and setbacks, Loan Express is here to help. Our instant loans of up to $1,500 are exactly what is needed to come out of a rough financial patch unscathed.

Whether your dentist trip has totalled an eye-watering amount or you need to replace your leaking washing machine, Loan Express is a trustworthy lender to help you cover all of life’s mishaps and surprises.

Our smart, 5-minute loans are available across Hamilton. From Waterdown to Stoney Creek, Loan Express is here when you find yourself in a sticky situation, and our quick funds can be transferred to your account within minutes.

We understand that you are looking to receive your money as quickly as possible, that’s why we’ve streamlined the process to have the funds in your account almost instantly.

Complete our fast online application 24/7 and have the funds in your account in no time.

*Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%, but may be lower, depending on the Province you live in.

Hamilton Loans Are Easy, Safe and Secure

Are you searching for a simpler alternative to bank loans? Look no further than Loan Express, Hamilton’s leading smart online lender. For over 15 years, we have been providing instant loans across Hamilton and Canada.

Our convenient loans are a quick and easy way to receive money when you need it most. Whether you are getting yourself out of a financial bind or need some extra cash for day-to-day activities, you can apply for up to $1,500 with Loan Express today.

Better yet, you can receive your money in as little as 5 minutes. Once you complete our short online application, you’ll receive an instant decision, and if approved, the funds will be sent to your account immediately!

Not only do we have a simple online process, but we also have a firm commitment to protecting your personal information.

Loan Express is proud to be a direct lender, which means your personal information stays only between you and us, and we use bank-level encryption to ensure your information is kept completely confidential.

Apply today for an easy, safe and instant loan.

Who is Loan Express?

Loan Express is a leading online lender serving most provinces in Canada, including Ontario. We have proudly offered reliable loans since 2005, and we are one of the fastest-growing and most popular instant lenders in Canada.

When it comes to smart online loans in Hamilton, we keep things simple. We service all surrounding areas, including West Hamilton, Kirkendall, East Hamilton, Bartonville, Stoney Creek, and everywhere else in and around the city!

Unlike other payday lenders, we follow ethical standards that improve your financial situation rather than put you further into debt. Loan Express only approves a loan amount that you’ll be able to repay, and we’re entirely transparent about the costs you can expect.

No hidden fees, no confusing terms, and no hassle.

Why Choose Loans From Loan Express?

  • Fast and safe payday loans
  • Trusted lender for over 15 years
  • E-transfer within 5 minutes!
  • Bad credit accepted
  • Secure with bank-level encryption
  • 24/7 online applications
  • Fast approval
  • Licensed and certified
  • Fully trained staff to assist you

Instant Loans Across Canada

Loan Express provides fast and easy access to payday loans across Canada. We offer loans in most Canadian cities and every remote location, too!

Payday Loans Requirements in Hamilton

Loan Express payday loans are available across Hamilton. To apply, you must:

We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.

Can I Get A Payday Loan in Hamilton With Bad Credit?

In Canada, credit scores range from 300-900. The higher the number, the better the credit. Most lenders and financial institutions in Hamilton decline applications from anyone with a score under 600.

Unfortunately, piling debts and late payments can lead to a bad credit score associated with your name. Once you find yourself in bad credit territory, getting out can be difficult, and many Hamilton residents believe that they aren’t eligible for a payday loan.

Thankfully, Loan Express doesn’t judge you based on your credit history, and you may still qualify for up to $1,500. We understand that a credit score isn’t a fair reflection of one’s ability to repay. That is why we look at the bigger picture and focus on the other factors that influence your ability to repay.

In fact, we will never decline an application based on credit history and have no credit score requirement for you to meet.

As the #1 bad credit loan solution in Hamilton, we are here to make lending easy. Access the funds you need today!

How to Get Payday Loans in Hamilton

1. Apply Online

Getting a payday loan in Hamilton is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.

2. Receive your money

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Hamilton Overview

Hamilton is a city making a name for itself in Ontario. In 2001, several towns in the region merged into the City of Hamilton, creating a metropolitan population of over 750,000 – the third-largest in Ontario.

With steel production being the city’s most vibrant industry, the city is known as “Steeltown” or “The Hammer” – 60% of Canada’s steel is produced in Hamilton.

Hamilton lies 45 minutes south of Toronto and is becoming a popular location for Torontonians looking to escape the city’s hustle and bustle. Indeed, affordable housing is a big perk for those looking to migrate, but Hamilton is much more than a money-saving move. Hamilton is quickly becoming a destination with its own rich arts and entertainment scene.

As the Hamilton community continues to grow, so does its arts and culture scene and abundance of new restaurants, stores, and events.

Located on the shore of Lake Ontario and divided by the forested Niagara Escarpment, Hamilton is packed with natural beauty. Space is another welcome perk of life in Hamilton. While the city is Ontario’s fifth-most populous city, it ranks 27th for population density, leaving plenty of space for everybody.

When Hamilton residents need fast cash to cover unexpected bills and rising prices, many opt for quick-approval loans from Loan Express. Borrow up to $1,500 to help cover recreational activities and surprise expenses today.

Events & Lifestyle in Hamilton

Due to their proximity, Hamilton is often compared to Toronto. While Hamilton can’t yet compete with Toronto’s world-class arts and entertainment, the Steeltown is slowly building a thriving arts and culture scene.

Downtown Hamilton is a hub for street festivals, farmer’s markets, restaurants, and theatres. Some of the city’s hot spots include the Art Gallery of Hamilton, the Royal Botanical Gardens, African Lion Safari, Dundurn Castle, Hamilton Farmers’ Market, the HMCS Haida National Historic Site, and Pier 4 Park.

For shoppers, the latest styles can be picked up in any of the city’s large malls and shopping centres: Limeridge Mall, Eastgate Mall, Jackson Square, and the Centre Mall Outlets.

The heart and soul of Hamilton is the city’s beachfront. No matter the time of year, you’ll always find residents enjoying the scenery and local shops and restaurants. The beachfront stretches from Stoney Creek to Burlington, and is filled with activities and scenic views of Lake Ontario.

While Niagara Falls is just 50 miles away, Hamilton itself boasts an impressive range of falls within its city limits. In fact, Hamilton is the waterfall capital of the world, with over 100 stunning waterfalls! Many of these can be seen on the city’s hiking trails, including Bruce Trail, Canada’s oldest and longest marked footpath.

Whether you’re planning a weekend family trip to Niagara Falls or an opulent dinner downtown, our simple online application can be completed at any time. Fill in your details and have the money in your account within minutes!

Best Things About Living in Hamilton

Hamilton has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.

  • A strong economy and job market
  • A big city with a small-town feel
  • Hundreds of kilometers of natural walking and biking trails
  • Affordable housing, compared to neighbouring Toronto
  • Extensive transit network
  • Waterfall capital of the world
Quick Approval Payday Loans in Hamilton & Across Canada

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Need a Payday Loan in Hamilton? It's Easy!

  • Borrow up to $1500
  • Trusted and secure
  • High approval rate
  • Instant Etransfers

How Do Instant Loans Work

If you are considering an instant loan to solve your money troubles, it’s important to know what to expect. Unlike traditional bank loans, things are a lot more straightforward.
Instant loans are a convenient way to receive up to $1,500 exactly when you need it. For those who meet the requirements (listed above), the fast online application is open 24/7. Once you have received your approval – typically within ten minutes – you will be asked to sign a digital agreement and provide your email address so that the funds can be sent to you via e-Transfer. READ MORE
How long does
the process take?

At Loan Express, we pride ourselves on near-instant delivery of online payday loans. However, the exact length of the process depends on several factors. On The Odd Occasion, If The Automation doesn’t apply, We May Request Additional Screenshots Of Your Bank Statement and pre authorized debit form, But We Will Walk You Through That As Well.

How fast can I
receive my money?

Within one minute of signing your contract, the money will be in your bank account or your email. There is the odd smaller credit union or institution that does not have the technology to do instant etransfers, but we will still get the money to you the fastest way that your bank allows, which is usually a couple of hours.

Why Choose Loans From Loan Express?

Loan Express has proudly offered instant loans across Canada since 2005. Over 15 years of lending, we have helped thousands of Canadians get their finances back on track. When it comes to smart instant loans, Loan Express keeps things simple. Fill in your online application any place, any time, and you’ll receive an instant decision. READ MORE