Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your
pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%,
but may be lower, depending on the Province you live in.
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Vancouver Loans Are Easy, Safe and Secure
Loan Express has been providing flexible smart loans across Canada for over 15 years. Our fast and simple loans help you live life to the fullest, free from any stress.
Applying for an instant loan with Loan Express isn’t just easy; it’s completely secure and safe. We pride ourselves on protecting your data, and we use bank-level encryption to ensure your information is kept completely confidential.
When you apply for a loan with Loan Express, you work solely with us from application to re-payment. There is no middle man, and your personal information stays only between you and us.
Canada’s #1 Good or Bad Credit Loans Solution in Vancouver
Who is Loan Express?
Loan Express has been providing Canadians with reliable smart loans since 2005. Our fast approvals, quick applications, and low-interest rates have made us Canada’s top payday lender.
Unlike other lenders, Loan Express works to improve your financial situation and not put you further into debt. We only approve you for a loan that you’ll be able to repay, and we’re entirely transparent about the costs you can expect.
No hidden fees, no confusing terms, and no hassle.
Better still, we put the money in your account in just 5 minutes! In the modern-day, there’s no reason you have to wait two days to receive your money. You need your money fast, so why wait?
We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.
Can I Get A Payday Loan in Vancouver With Bad Credit?
Worried about payday loan eligibility because of a bad credit score? At Loan Express, we don’t judge you based on your credit history, and you may still qualify for up to $1,500 even with bad credit.
Finding a loan with a bad credit history can be a near-impossible task in Vancouver, but unlike banks and financial institutions, we look at the bigger picture and focus on the other factors that influence your ability to repay - specifically, a regular income.
To us, your credit rating isn’t the be-all and end-all of your application. In fact, we will never decline your loan application based on your credit history and have no credit score requirement for you to meet.
Removing the credit score barrier opens up our payday loans to thousands of Vancouver residents with bad credit.
As the #1 bad credit loan solution in Vancouver, we are here to make lending easy when you need to cover those unexpected expenses. Access the funds you need today!
How to Get Payday Loans in Vancouver
1. Apply Online
Getting a payday loan in Vancouver is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.
2. Receive your money
As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.
Loan Express v.s. Traditional Payday Lenders
TRADITIONAL PAYDAY LENDER
LENDERS WITH BROKERAGE FEE
No hidden fees
High approval rate
E-Transfer within 5 mins
Loans 24 hours a day
Responsive call center staff
Trained staff to assist you
Vancouver is the destination that many Canadian’s dream of settling in. The coastal city - consistently named one of the world’s most livable cities - is bordered by water on three sides and is surrounded by picturesque mountainscape.
The scenic location on British Columbia’s oceanside is complete with beaches, plentiful parks, beautiful hikes, and world-famous ski slopes. Today, the city of Vancouver is inhabited by around 630,000 people and the Metropolitan area, which includes Burnaby, Richmond, Surrey, Langley, and more, has a population of 2.5 million.
As you would expect from a city with such a magnificent curb appeal and quality of life, residents pay a big premium to live in Vancouver.
To fully immerse in Vancouver and enjoy everything the city has to offer, residents often need financial assistance. Expensive rent, monthly utility bills, and costly recreational activities can catch up with Vancouverites when unexpected bills are posted through the mailbox.
To help cover the expensive lifestyle and surprise bills, many residents use quick-approval loans as a simple solution.
Events & Lifestyle in Vancouver
The saying “the city that has it all” is often overused, but it’s completely justified in Vancouver’s case. Vancouver has a dining scene to match other major cities, year-round activities, a growing art scene, sporting events, and cultural and creative festivals to keep all age-groups happy.
Residents have access to an abundance of diverse attractions, including the VanDusen Botanical Gardens, the Vancouver Art Gallery, Vancouver Aquarium, Vancouver Civic Theatres. Every year, Vancouverites also flock to the world-renowned Fringe Festival and International Film Festival.
What Vancouver is mostly known for, though, is its outdoor offerings. Did you know that you can go from the ski slopes to the beach in just a couple of hours? It’s possible to ski in the morning and lounge on the beach in the afternoon!
There are many reasons to fall in love with Vancouver, whether you’re an outdoor enthusiast or culture lover. So that you can enjoy the city’s events and activities to the maximum, Loan Express offers quick and easy loans.
You can complete the application at any time, so whether you’re on your way to cocktails and dinner in Yaletown or need to pay for your family’s winter ski pass, fill in your details and have the money in your account within minutes!
Best Things About Living in Vancouver
Vancouver has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.
★ One of the world’s happiest cities
★ Surrounded by water and mountains
★ Winter sports
★ Close to the U.S. border
★ Excellent dining scene
★ World-famous festivals
★ Good public transport network
★ Diverse population
How Do I Qualify for a Payday Loan in Vancouver
To qualify for a payday loan in Vancouver, British Columbia, you must meet the following requirements:
✔ You must be 18 years of age or older.
✔ A Canadian citizen.
✔ You must have a bank account open and used for at least 30 days.
✔ You must have a regular income that is on Direct Deposit.
How to Get a Loan with No Credit Check in Vancouver?
If you need a loan and want to skip the credit checks, look no further than Loan Express.
How to Get a Child Tax Loan in Vancouver?
Thanks to our online application form, you can receive a child tax loan in Vancouver within minutes.
Can I Get a Loan Even If I Have Bad Credit in Vancouver?
You're welcome to apply for a loan with us, no matter good or bad history. We offer loans to those with bad history, so long as you can prove your income on direct deposit.
Can You Borrow Money Online Instantly in Vancouver?
Loan Express is here to help you find the money for quick and easy loans! We send Interac eTransfer in just minutes to get cash flowing asap. Contact us today if eligible, or apply online.
How Fast Can I Receive My Money?
Once approved for a loan, you will receive your eTransfer instantly. If you choose to email or fax your documents, it will take longer to receive your funds. This is an easy process but will take a few minutes longer to receive your direct deposit. For more information, visit our FAQ.
How Much Is the Maximum That I Can Loan in Vancouver?
The maximum amount you can receive from Loan Express in Vancouver is $1,500.
Where Can I Get a Same Day Payday Loan in Vancouver?
If you are eligible for an Interac E-transfer, you will receive your money in minutes. If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, Scotiabank, BMO, or HSBC.
Loans approved before 11 AM will be deposited that day by 3:30 PM.
Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.
* Note: all times are in Pacific Standard Time (PST).
Get your 5-minute loan in Vancouver today!
Whether you need cash in Vancouver or anywhere else in Canada, apply online 24/7 and receive notification of approval within minutes. Get your money quicker!