Quick Approval Payday Loans in Surrey & Across Canada

Bad credit online loans allow Surrey residents to borrow money, even with a less-than-perfect credit score.

If you are searching for an instant loan but fear your bad credit score will hold you back, you’ll be pleased to hear that Loan Express won't judge you based on your credit history, and you may still qualify for up to $1,500.

We understand that finding a loan with a bad credit history can be difficult in Surrey. But at Loan Express, we prefer to focus on the other factors that influence your ability to repay, such as a regular income. In fact, we will never decline an application based on bad credit, and we have no credit score requirement for you to meet.

Removing credit score from the equation makes things easier for those in financial difficulties who don’t have other borrowing options available. We are proudly inclusive to all Surrey residents, including those with bad credit history.

As the #1 bad credit loan solution in Surrey, we are here to make lending easy when you need to cover those unexpected expenses.

Getting a payday loan in Surrey is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount. Your request will be processed immediately: no questions, no long waiting periods, no problems.

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Surrey is the second-most populous city in British Columbia, sitting behind Vancouver. Since the turn of the century, the city has experienced rapid growth, with the population increasing by around 150,000!

Today, around 500,000 people call Surrey, British Columbia home, and around 1,000 new inhabitants move to the city every month! This exceptional growth is why Surrey is expected to overtake Vancouver and become BC’s largest city by 2030.

The reason why thousands are flocking to Surrey, you ask? Well, despite it being only 23 kilometres from Vancouver, the city offers more affordable housing, equally stunning natural beauty, endless nature parks, and a vibrant lifestyle.

Surrey comprises six towns: Whalley, Cloverdale, Fleetwood, Guildford, Newton, and South Surrey, all providing amenities suited to different age-groups and lifestyles. As Surrey’s appeal widens and demand grows, the cost of living is dramatically increasing.

Since 2017, detached homes have increased by 15%, townhomes by 23%, and apartments by 34%! Just like Vancouver residents, those in Surrey are having to compete with the rising cost of living.

Almost any Surrey resident would attest to running out of money in certain instances. To help cover the expensive lifestyle and surprise bills, Loan Express offers quick and easy loans of up to $1,500.

Often called “The City of Parks,” Surrey offers hiking, biking, and outdoor sports opportunities in its 600 parks! Elsewhere, the city is home to beautiful urban forests, beaches, the province’s best golf courses, and plenty of ecotourism.

It’s clear that Surrey is an outdoor enthusiast’s paradise, but the city also comprises significant urban areas. The Surrey Arts Centre, Surrey Art Gallery, and Surrey Civic Theatres proudly display the city’s cultural scene.

The city also hosts annual events for residents to enjoy, including the Cloverdale Rodeo and Country Fair (the second-largest rodeo in Canada), Surrey Fusion Festival, and the Tree Lighting Festival.

Surrey’s remarkable growth is being led by endeavours to create an accessible and sustainable city where residents can live, work and play. To help you enjoy all the events and activities Surrey has to offer, Loan Express offers quick and easy payday loans.

Whether you’re renewing your membership at Morgan Creek Golf Course or planning an opulent trip to downtown Vancouver, our simple online application can be completed at any time, and the money can be in your account within minutes!

Surrey has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.

• ★ Third-fastest growing city in Canada
• ★ Expected to be British Columbia’s largest city by 2041
• ★ Good transport options to downtown Vancouver
• ★ Outdoor activities
• ★ New developments are constant
• ★ Safe and fun place to live

To qualify for a payday loan in Surrey, British Columbia, you must meet the following requirements:

• ✔ You must be 18 years of age or older.
• ✔ A Canadian citizen.
• ✔ You must have a bank account open and used for at least 30 days.
• ✔ You must have a regular income that is on Direct Deposit.

Need a loan but don't want to do a credit check? Our quick application process and easy approval can help you get a loan quickly without one!

We know how expensive raising children can be, which is why we're here to help! Loan Express allows you to loan against your Canadian Child Tax. Apply today!

With Loan Express, we make it possible to get loans without a perfect credit history. We do this by verifying that your income is coming from an account with direct deposit, giving you the opportunity for approval as soon as today!

Loan Express is here to make your life easier. We offer quick and easy loans via Interac e Transfer, which means you'll get the cash flowing ASAP! Once approved, we'll send you money in minutes. Contact us or apply online today to see if you're eligible.

Once approved for a loan, you will receive your eTransfer instantly. If you choose to email or fax your documents, it will take longer to receive your funds. This is an easy process, but will take a few minutes longer to receive your direct deposit. For more information, visit our FAQ.

The maximum amount you can receive from Loan Express in Surrey is $1,500.

If you are eligible for an Interac E-transfer, you will receive your money in minutes. If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, Scotiabank, BMO, or HSBC.

• Loans approved before 11 AM will be deposited that day by 3:30 PM.
• Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
• Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.

^* Note: all times are in Pacific Standard Time (PST).