Quick Approval Payday Loans in Ontario & Across Canada

From Toronto to Ottawa, Loan Express Provides Easy, Short-Term Loans Across Ontario. At Loan Express, we understand that life doesn't always go according to plan. When unexpected expenses pop up, you shouldn't wait days or weeks to get the money you need.

That's why we offer smart online loans that give you quick access to funds when you need them most. You don't need to make a face-to-face appointment or jump through hoops to get approved; our instant loans are online and give you up to $1,500 immediately.

Whether you're dealing with a flooded basement or a surprise car repair, Loan Express is here to help. Get started today and see how easy it is to get the cash you need when you need it in Ontario.

Complete our short online application 7 days a week, 24 hours a day, and we'll get back to you in minutes!

Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your pay schedule and applicable Provincial laws.

Ontario Loans Are Easy, Safe and Secure

At Loan Express, we understand that life is unpredictable, and sometimes you need a little extra cash to help you through. That's why we've been providing flexible smart loans across Canada for over 15 years. Our fast and simple loans help you live life to the fullest, free from stress.

With Loan Express, you can borrow up to $1,500 in 5 minutes by completing our short application. You'll receive an instant decision, and, if approved, you'll be sent the funds immediately via e-transfer. So whether you're faced with an unexpected bill, or you just need some extra cash to tide you over until your next payday, we're here to help. Apply now and get the money you need when you need it.

At Loan Express, we understand that taking out a loan can be a daunting experience. That's why we've made it our mission to provide a simple and secure loan process, with bank-level encryption to keep your personal and financial information safe. And if you have any questions, our outstanding customer support team is always available to help. With Loan Express, you can rest assured that you're in good hands.

Canada's #1 Good or Bad Credit Loans Solution in Ontario

Loan Express is a leading online lender serving most provinces in Canada, including Ontario. We have proudly offered reliable loans since 2005 and are one of the fastest-growing and most popular instant lenders in Canada.

Unlike other lenders, Loan Express follows ethical and honourable standards that seek to improve your financial situation, rather than put you further into debt. When you apply for a loan with us, you can be confident that you're getting the best possible terms and conditions. We understand that life can be unpredictable, and we want to help you get through tough times as easily as possible.

Remember that Loan Express is here to serve you if you need a quick and easy loan. We have a long history of satisfied customers and are always ready to help you get the cash you need.

At Loan Express, we understand that when you need money, you need it fast. That's why we offer quick and easy loans with no hidden fees or confusing terms. Just fill out our online application, and you could have cash in your hand within 5 minutes! We pride ourselves on being a hassle-free lending solution, and our friendly staff is always available to answer any questions you may have. So don't wait any longer; apply for a Loan Express today!

What Is a Payday Loan?

A payday loan is a type of short-term loan typically used to cover unexpected expenses or bridge the gap between paychecks. Payday loans are generally small, ranging from $100 to $1500, and are due on the borrower's next payday.

Who Is Loan Express?

Loan Express is a leading provider of instant loans in Canada. We have been helping Canadians put their finances back on track for over 15 years, and we are proud to have helped thousands of people across the country. We offer a simple and convenient online application process, and we can approve your loan in as little as 24 hours.

Why Choose Loans from Loan Express?

  • ✔ Fast and safe payday loans
  • ✔ Trusted lender for over 15 years
  • ✔ E-transfer within 5 minutes!
  • ✔ Bad credit accepted
  • ✔ Secure with bank-level encryption
  • ✔ 24/7 online applications
  • ✔ Fast approval
  • ✔ Licensed and certified
  • ✔ Fully trained staff to assist you

List of Cities in Ontario You Can Get an Instant Loan

No matter where you live in Ontario, you can apply for an instant loan with Loan Express! Here are just a few of the most popular places:

Payday Loan Requirements in Ontario

Loan Express payday loans are available across Ontario. To apply, you must:

We closely follow all laws in the Canadian Provinces we lend in.

Can I Get a Payday Loan in Ontario with Bad Credit?

For Ontarians with bad credit, it can feel like finding a loan is an impossible task. However, there is one type of lender who is often willing to work with borrowers regardless of their credit score: Loan Express.

If you're facing a financial emergency and have been turned down by other lenders, don't give up hope. An instant payday loan from Loan Express could be the answer you're looking for.

How to Apply for an Instant Payday Loan in Ontario?

Apply online
Fill out our short online application. No matter where you are in Ontario, you can fill in the application in minutes, 24 hours a day, seven days a week!

Get your money
When approved, you should be able to receive an e-transfer within five minutes of submitting your online loan application. If you require a bank transfer, it may take longer. If you apply before 11 am, your funds should be deposited by 3:30 pm. If you apply by 4 pm, you should get the money deposited by 8:30 pm.

Loan Express V.s. Traditional Payday Lenders

Loan Express
No hidden fees
High approval rate
E-Transfer within 5 mins
Loans 24 hours a day
Fully automated
Responsive call center staff
Trained staff to assist you

Ontario Overview

Ontario is a province located in East-Central Canada. It is the most populous province in the country, home to over 13 million people. The capital city of Ontario is Toronto, which is also the largest city in the province. Other major cities include Ottawa, Mississauga, and Hamilton. Ontario is known for its large and diverse economy, fueled by industries such as manufacturing, agriculture, mining, and tourism. The province is also home to some of Canada's most iconic landmarks, including Niagara Falls and the CN Tower. Ontario is a popular destination for domestic and international travellers thanks to its many attractions.

Events & Lifestyle in Ontario

There's always something going on in Ontario! From world-class festivals and sporting events to culturally enriching experiences and outdoor adventures, there's something for everyone. And with a vibrant food and drink scene, there's no shortage of great places to eat and drink. Ontario has something for you, whether you're into art, music, theatre, or simply enjoying the great outdoors.

Best Things About Living in Ontario

  • An abundance of job opportunities
  • Home to the nation's capital
  • High income
  • Lush nature and freshwater lakes
  • A melting pot of cultures
  • Free healthcare benefits
  • Good education systems
  • Excellent hospitals


How Do I Qualify for a Payday Loan in Ontario

To qualify for a payday loan from Loan Express in Ontario, you must:

  • Be at least 18 years and a Canadian Citizen
  • Have a bank account that's been open and in use within the last 30 days
  • Have a regular source of income that's deposited directly into your bank account

How to Get a Loan with No Credit Check in Ontario?

At Loan Express, we understand that life doesn't always go according to plan. That's why we offer emergency payday loans of up to $1500, with no credit check required.

How to Get a Child Tax Loan in Ontario?

One of the best things about getting government tax credits deposited directly into your bank account is that you can use them as collateral for a loan. This can be a great way to access extra cash when you need it, without having to go through the hassle of selling assets or taking out a traditional loan.

If you have government tax credits deposited directly into your bank accounts, such as Child Tax Benefit, CPP, Pension, Disability or any other credit, you can qualify for a loan with us.

Can I Get a Loan Even If I Have Bad Credit in Ontario?

If you're in a bind and need cash fast, you might be considering a payday loan. But if you have bad credit, you might assume you won't qualify.

However, Loan Express doesn't use credit history or scores as criteria when granting emergency payday loans of up to $1500. So even if your credit is less than perfect, you can still easily qualify for a loan if you meet the other criteria.

Don't let bad credit keep you from getting the financial assistance you need. Apply for a Loan Express payday loan today.

Can You Borrow Money Online Instantly in Ontario?

At Loan Express, we understand that sometimes you need a little extra money to get by. That's why we offer 24/7 online application access, so you can apply for a loan any day or night.

How Fast Can I Receive My Money?

At Loan Express, we understand that when you need cash, you need it fast. That's why we offer a quick and easy online application that takes less than 5 minutes to complete. And once you're approved, you'll receive your eTransfer immediately. If you choose to email or fax your documents, it will take longer to receive your funds. But either way, we make it easy for you to get the cash you need when you need it.

How Much Is the Maximum That I Can Loan in Ontario?

You can get up to $1500 as an emergency payday loan from Loan Express.

Where Can I Get a Same Day Payday Loan in Ontario?

Loan Express is your go-to destination for same-day payday loans in Ontario. Fill out your application before 11 am and get a bank transfer by 3:30pm. If you apply before 4 pm, you'll get it by 11 pm

* Note: all times are in Pacific Standard Time (PST).