Quick Approval Payday Loans in London & Across Canada

No matter where you are located in London, you can get your money 24/7. Loan Express has you covered.

If you live in London and need fast cash, Loan Express can help. We are the city’s trusted online lender, whatever the reason!

We all have to contend with surprise expenses from medical bills for you or your furry friend to expensive car repairs. When untimely bills catch you off-guard, there’s no time to waste - you need money, and you need it fast.

For an easy-access, smart online loan of up to $1,500, trust Loan Express.

Our instant loans can be transferred within 5-minutes so you can solve your money worries right away and get your finances back on track. Whether you live in Bryon or Westmount, our quick funds are available throughout London anytime you are in a tight financial situation.

Think of us as an instant cash source, available at your fingertips when you need it most.

Complete our online application 7 days a week, 24 hours a day!

Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%, but may be lower, depending on the Province you live in.

Apply 24/7 online

Apply 24/7 online

Fast and Easy Approval Process

Fast and Easy Approval Process

Many options to receive money

Many options to receive money

Trusted and Secure since 2006

Trusted and Secure since 2006

Speak with real people

Speak with real people

Receive Cash across Canada

Receive Cash across Canada

London Loans Are Easy, Safe and Secure

Amongst monthly outgoings and unexpected expenses, it can be difficult to keep a lid on things. Before you know it, you may find yourself in a difficult financial situation with no extra cash on hand.

Since 2005, Loan Express has provided smart instant loans that help Canadians live life to the fullest. Our quick-approval loans of up to $1,500 can get you out of a pickle, seize a moment, or help a friend or family member. It’s entirely up to you!

Complete our short online application and you’ll receive a decision within ten minutes. If you meet our requirements, the funds will be sent immediately.

Receiving a loan from Loan Express isn’t just easy; it’s completely secure. Throughout the process, you work solely with Loan Express, which means your personal information stays in-house and isn’t shared with third-parties. All personal information is protected by bank-level encryption and stays between you and us.

Using an online lender certainly makes things easier, but we understand that there will be occasions when you need to speak with a real person. Our outstanding customer support team is here with you every step of the way to answer all of your questions.

Apply today for an easy, safe and instant loan.

Canada’s #1 Good or Bad Credit Loans Solution in London

Who is Loan Express?

Loan Express is a leading online lender serving most provinces in Canada, including Ontario. We have proudly offered reliable loans since 2005, and we are one of the fastest-growing and most popular instant lenders in Canada.

When it comes to smart online loans in London, we keep things simple. We service Byron, River Bend, Summerside, Oakridge, Lambeth, Stoneybrook, and everywhere else in and around the city!

If you are familiar with payday lenders, you’ll be pleased to hear that Loan Express follows ethical standards that improve your financial situation. We only approve amounts that you’ll be able to repay, and we’re transparent about the costs you can expect. Better yet, our quick approval loans can be with you within minutes. You need money fast, so why wait?

No hidden fees, no confusing terms, and no hassle.

Why Choose Loans From Loan Express?

  • ✔ Fast and safe payday loans
  • ✔ Trusted lender for over 15 years
  • ✔ E-transfer within 5 minutes!
  • ✔ Bad credit accepted
  • ✔ Secure with bank-level encryption
  • ✔ 24/7 online applications
  • ✔ Fast approval
  • ✔ Licensed and certified
  • ✔ Fully trained staff to assist you

Instant Loans Across Canada

Loan Express provides fast and easy access to payday loans across Canada. We offer loans in most Canadian cities and every remote location, too!

Payday Loans Requirements in London

Loan Express payday loans are available across London. To apply, you must:

We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.

Can I Get A Payday Loan in London With Bad Credit?

If you are a London resident with a credit score below 600, you may have experienced the challenges of bad credit. It might seem like you have no hope of finding a lender who will accept your application, but there is a smart option that you might not have considered: instant payday loans.

While it is true that banks will reject loan applications, smart lenders like Loan Express approve everyone who meets our realistic requirements, including those with bad credit. To us, credit score isn’t a fair reflection of your ability to repay, so we focus on other factors, such as regular income. We will never decline an application based on credit history and you may still qualify for up to $1,500.

Our accessibility makes us a proud loan option for London residents with limited borrowing choices available. As the #1 bad credit loan solution in London, we make lending easy. Access up to $1,500 today!

How to Get Payday Loans in London

1. Apply Online

Getting a payday loan in London is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.

2. Receive your money

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Loan Express v.s. Traditional Payday Lenders

Loan Express
No hidden fees
High approval rate
E-Transfer within 5 mins
Loans 24 hours a day
Fully automated
Responsive call center staff
Trained staff to assist you

London Overview

While the city does live in the shadow of its UK namesake, Canada’s London is making a name for itself as a vibrant and happening destination. London sits in southwest Ontario (200km southwest of Toronto) and has a population of just over 400,000 - a figure that continues to grow.

The city is primarily known for its student population from the University of Western Ontario. While education is a primary draw and the city does have a college-feel, London is a city that offers plenty for everyone.

The bustling downtown gives way to quiet parks and neighbourhoods on the outskirts, and the Thames River that flows through the city runs south of the US border. The location, mild climate, diverse culture, and affordability are why many Canadians are relocating to the city.

When London residents require additional money to enjoy activities or cover unexpected bills, many use quick-approval loans. Loan Express offers immediate loans of up to $1,500 to any Londoner who meets the realistic requirements.

Events & Lifestyle in London

London has everything you need and more. It is home to an abundance of entertainment, activities, arts, culture, parks, nightlife and restaurants.

Given its proximity to major nature areas, outdoor activities are part and parcel of everyday life in London, any time of the year. Within the city limits, residents have access to several large parks, including The River Forks Park where residents can explore where the Thames and North Thames Rivers come together.

Outside of the city, there are three major nature conservation areas all within 50km: Wildwood Conservation Area, Fanshawe Conservation Area, and Pittock Conservation Area. Residents can roam the hiking and biking trails and enjoy camping and boating opportunities.

For those culturally inclined, London has a much-loved local theatre and several museums, including Museum London, a large art space dedicated to thousands of artifacts and regional and national artworks.

When you need quick cash to enjoy the events and activities that London has to offer, Loan Express can provide some much-needed relief. Whether you are renewing your season pass at Boler Mountain or going for an opulent weekend in Toronto, fill in your details and have the money in your account within minutes!

Best Things About Living in London

London has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.

  • ★ Neighbour-friendly and a strong sense of community
  • ★ Superb location
  • ★ Affordable housing
  • ★ Diverse population
  • ★ Plenty of parks and green spaces within the city limits


How Do I Qualify for a Payday Loan in London

To qualify for a payday loan in London, Ontario, you must meet the following requirements:

  • ✔ You must be 18 years of age or older.
  • ✔ A Canadian citizen.
  • ✔ You must have a bank account open and used for at least 30 days.
  • ✔ You must have a regular income that is on Direct Deposit.

How to Get a Loan with No Credit Check in London?

There's no need to be discouraged if you require a loan with no credit check! Loan Express has provided Canadians with fast and easy loans for decades; thanks to our quick application process and easy approval, it won't be long before cash is in your hands, no matter your credit score.

How to Get a Child Tax Loan in London?

Loan Express is happy to provide loans on your child tax. Simply fill out the online form, and wait for approval!

Can I Get a Loan Even If I Have Bad Credit in London?

We don't care about your credit score history. If you can prove that your source of income is on direct deposit, then apply for a loan with Loan Express!

Can You Borrow Money Online Instantly in London?

Need cash in the middle of the night? We can help with that! Loan Express offers quick and easy loans online 24/7, 365 days a year. Simply fill out our online form, and you'll receive an Interac eTransfer within minutes if approved.

How Fast Can I Receive My Money?

Once approved for a loan, you will receive your eTransfer instantly. If you choose to email or fax your documents, it will take longer to receive your funds. This is an easy process but will take a few minutes longer to receive your direct deposit. For more information, visit our FAQ.

How Much Is the Maximum That I Can Loan in London?

The maximum amount you can receive from Loan Express in London is $1,500.

Where Can I Get a Same Day Payday Loan in London?

If you are eligible for an Interac E-transfer, you will receive your money in minutes. If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, Scotiabank, BMO, or HSBC.

  • Loans approved before 11 AM will be deposited that day by 3:30 PM.
  • Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
  • Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.

* Note: all times are in Pacific Standard Time (PST).

Get your 5-minute loan in London today!

Whether you need cash in London or anywhere else in Canada, apply online 24/7 and receive notification of approval within minutes. Get your money quicker!