Quick Approval Payday Loans in Hamilton & Across Canada

In Canada, credit scores range from 300-900. The higher the number, the better the credit. Most lenders and financial institutions in Hamilton decline applications from anyone with a score under 600.

Unfortunately, piling debts and late payments can lead to a bad credit score associated with your name. Once you find yourself in bad credit territory, getting out can be difficult, and many Hamilton residents believe that they aren’t eligible for a payday loan.

Thankfully, Loan Express doesn’t judge you based on your credit history, and you may still qualify for up to $1,500. We understand that a credit score isn’t a fair reflection of one’s ability to repay. That is why we look at the bigger picture and focus on the other factors that influence your ability to repay.

In fact, we will never decline an application based on credit history and have no credit score requirement for you to meet.

As the #1 bad credit loan solution in Hamilton, we are here to make lending easy. Access the funds you need today!

Getting a payday loan in Hamilton is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Hamilton is a city making a name for itself in Ontario. In 2001, several towns in the region merged into the City of Hamilton, creating a metropolitan population of over 750,000 – the third-largest in Ontario.

With steel production being the city’s most vibrant industry, the city is known as “Steeltown” or “The Hammer” - 60% of Canada’s steel is produced in Hamilton.

Hamilton lies 45 minutes south of Toronto and is becoming a popular location for Torontonians looking to escape the city’s hustle and bustle. Indeed, affordable housing is a big perk for those looking to migrate, but Hamilton is much more than a money-saving move. Hamilton is quickly becoming a destination with its own rich arts and entertainment scene.

As the Hamilton community continues to grow, so does its arts and culture scene and abundance of new restaurants, stores, and events.

Located on the shore of Lake Ontario and divided by the forested Niagara Escarpment, Hamilton is packed with natural beauty. Space is another welcome perk of life in Hamilton. While the city is Ontario’s fifth-most populous city, it ranks 27th for population density, leaving plenty of space for everybody.

When Hamilton residents need fast cash to cover unexpected bills and rising prices, many opt for quick-approval loans from Loan Express. Borrow up to $1,500 to help cover recreational activities and surprise expenses today.

Due to their proximity, Hamilton is often compared to Toronto. While Hamilton can’t yet compete with Toronto’s world-class arts and entertainment, the Steeltown is slowly building a thriving arts and culture scene.

Downtown Hamilton is a hub for street festivals, farmer’s markets, restaurants, and theatres. Some of the city’s hot spots include the Art Gallery of Hamilton, the Royal Botanical Gardens, African Lion Safari, Dundurn Castle, Hamilton Farmers’ Market, the HMCS Haida National Historic Site, and Pier 4 Park.

For shoppers, the latest styles can be picked up in any of the city’s large malls and shopping centres: Limeridge Mall, Eastgate Mall, Jackson Square, and the Centre Mall Outlets.

The heart and soul of Hamilton is the city’s beachfront. No matter the time of year, you’ll always find residents enjoying the scenery and local shops and restaurants. The beachfront stretches from Stoney Creek to Burlington, and is filled with activities and scenic views of Lake Ontario.

While Niagara Falls is just 50 miles away, Hamilton itself boasts an impressive range of falls within its city limits. In fact, Hamilton is the waterfall capital of the world, with over 100 stunning waterfalls! Many of these can be seen on the city’s hiking trails, including Bruce Trail, Canada's oldest and longest marked footpath.

Whether you’re planning a weekend family trip to Niagara Falls or an opulent dinner downtown, our simple online application can be completed at any time. Fill in your details and have the money in your account within minutes!

Hamilton has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.

• ★ A strong economy and job market
• ★ A big city with a small-town feel
• ★ Hundreds of kilometers of natural walking and biking trails
• ★ Affordable housing, compared to neighbouring Toronto
• ★ Extensive transit network
• ★ Waterfall capital of the world

To qualify for a payday loan in Hamilton, Ontario, you must meet the following requirements:

• ✔ You must be 18 years of age or older.
• ✔ A Canadian citizen.
• ✔ You must have a bank account open and used for at least 30 days.
• ✔ You must have a regular income that is on Direct Deposit.

Loan Express does not conduct credit checks when applying for a loan. If you want to do a credit check, you can do one during the application process. This will not affect your approval, but you may be able to receive more money.

Life happens, and we’re here to help you. Applying for the Child Tax Benefit loan is a quick, easy process online with Loan Express so that your family can get back on track with approval within just minutes! To learn more, visit here.

Everyone is eligible to apply for a loan with us, no matter how good or bad their credit score is. We will never decline an application based on your credit history or credit score. As long as you meet our requirements, we welcome you to apply with us!

Are you looking for a way to get cash fast without the hassle? Our quick and easy loan applications can be filled out 24/7 365 right from your computer or smartphone.

Once approved for a loan, you will receive your eTransfer instantly. If you choose to email or fax your documents, it will take longer to receive your funds. This is an easy process but will take a few minutes longer to receive your direct deposit. For more information, visit our FAQ.

The maximum amount you can receive from Loan Express in Hamilton is $1,500.

If you are eligible for an Interac E-transfer, you will receive your money in minutes. If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, Scotiabank, BMO, or HSBC.

• Loans approved before 11 AM will be deposited that day by 3:30 PM.
• Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
• Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.

^* Note: all times are in Pacific Standard Time (PST).