Quick Approval Payday Loans in Hamilton & Across Canada

From Waterdown to Stoney Creek, Loan Express provides easy, short-term loans across Hamilton.

When Hamilton residents experience emergencies and setbacks, Loan Express is here to help. Our instant loans of up to $1,500 are exactly what is needed to come out of a rough financial patch unscathed.

Whether your dentist trip has totalled an eye-watering amount or you need to replace your leaking washing machine, Loan Express is a trustworthy lender to help you cover all of life’s mishaps and surprises.

Our smart, 5-minute loans are available across Hamilton. From Waterdown to Stoney Creek, Loan Express is here when you find yourself in a sticky situation, and our quick funds can be transferred to your account within minutes.

We understand that you are looking to receive your money as quickly as possible, that’s why we’ve streamlined the process to have the funds in your account almost instantly.

Complete our fast online application 24/7 and have the funds in your account in no time.

Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%, but may be lower, depending on the Province you live in.

Apply 24/7 online

Apply 24/7 online

Fast and Easy Approval Process

Fast and Easy Approval Process

Many options to receive money

Many options to receive money

Trusted and Secure since 2006

Trusted and Secure since 2006

Speak with real people

Speak with real people

Receive Cash across Canada

Receive Cash across Canada

Hamilton Loans Are Easy, Safe and Secure

Are you searching for a simpler alternative to bank loans? Look no further than Loan Express, Hamilton’s leading smart online lender. For over 15 years, we have been providing instant loans across Hamilton and Canada.

Our convenient loans are a quick and easy way to receive money when you need it most. Whether you are getting yourself out of a financial bind or need some extra cash for day-to-day activities, you can apply for up to $1,500 with Loan Express today.

Better yet, you can receive your money in as little as 5 minutes. Once you complete our short online application, you’ll receive an instant decision, and if approved, the funds will be sent to your account immediately!

Not only do we have a simple online process, but we also have a firm commitment to protecting your personal information.

Loan Express is proud to be a direct lender, which means your personal information stays only between you and us, and we use bank-level encryption to ensure your information is kept completely confidential.

Apply today for an easy, safe and instant loan.

Canada’s #1 Good or Bad Credit Loans Solution in Hamilton

Who is Loan Express?

Loan Express is a leading online lender serving most provinces in Canada, including Ontario. We have proudly offered reliable loans since 2005, and we are one of the fastest-growing and most popular instant lenders in Canada.

When it comes to smart online loans in Hamilton, we keep things simple. We service all surrounding areas, including West Hamilton, Kirkendall, East Hamilton, Bartonville, Stoney Creek, and everywhere else in and around the city!

Unlike other payday lenders, we follow ethical standards that improve your financial situation rather than put you further into debt. Loan Express only approves a loan amount that you’ll be able to repay, and we’re entirely transparent about the costs you can expect.

No hidden fees, no confusing terms, and no hassle.

Why Choose Loans From Loan Express?

  • ✔ Fast and safe payday loans
  • ✔ Trusted lender for over 15 years
  • ✔ E-transfer within 5 minutes!
  • ✔ Bad credit accepted
  • ✔ Secure with bank-level encryption
  • ✔ 24/7 online applications
  • ✔ Fast approval
  • ✔ Licensed and certified
  • ✔ Fully trained staff to assist you

Instant Loans Across Canada

Loan Express provides fast and easy access to payday loans across Canada. We offer loans in most Canadian cities and every remote location, too!

Payday Loans Requirements in Hamilton

Loan Express payday loans are available across Hamilton. To apply, you must:

We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.

Can I Get A Payday Loan in Hamilton With Bad Credit?

In Canada, credit scores range from 300-900. The higher the number, the better the credit. Most lenders and financial institutions in Hamilton decline applications from anyone with a score under 600.

Unfortunately, piling debts and late payments can lead to a bad credit score associated with your name. Once you find yourself in bad credit territory, getting out can be difficult, and many Hamilton residents believe that they aren’t eligible for a payday loan.

Thankfully, Loan Express doesn’t judge you based on your credit history, and you may still qualify for up to $1,500. We understand that a credit score isn’t a fair reflection of one’s ability to repay. That is why we look at the bigger picture and focus on the other factors that influence your ability to repay.

In fact, we will never decline an application based on credit history and have no credit score requirement for you to meet.

As the #1 bad credit loan solution in Hamilton, we are here to make lending easy. Access the funds you need today!

How to Get Payday Loans in Hamilton

1. Apply Online

Getting a payday loan in Hamilton is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.

2. Receive your money

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Loan Express v.s. Traditional Payday Lenders

Loan Express
No hidden fees
High approval rate
E-Transfer within 5 mins
Loans 24 hours a day
Fully automated
Responsive call center staff
Trained staff to assist you

Hamilton Overview

Hamilton is a city making a name for itself in Ontario. In 2001, several towns in the region merged into the City of Hamilton, creating a metropolitan population of over 750,000 – the third-largest in Ontario.

With steel production being the city’s most vibrant industry, the city is known as “Steeltown” or “The Hammer” - 60% of Canada’s steel is produced in Hamilton.

Hamilton lies 45 minutes south of Toronto and is becoming a popular location for Torontonians looking to escape the city’s hustle and bustle. Indeed, affordable housing is a big perk for those looking to migrate, but Hamilton is much more than a money-saving move. Hamilton is quickly becoming a destination with its own rich arts and entertainment scene.

As the Hamilton community continues to grow, so does its arts and culture scene and abundance of new restaurants, stores, and events.

Located on the shore of Lake Ontario and divided by the forested Niagara Escarpment, Hamilton is packed with natural beauty. Space is another welcome perk of life in Hamilton. While the city is Ontario’s fifth-most populous city, it ranks 27th for population density, leaving plenty of space for everybody.

When Hamilton residents need fast cash to cover unexpected bills and rising prices, many opt for quick-approval loans from Loan Express. Borrow up to $1,500 to help cover recreational activities and surprise expenses today.

Events & Lifestyle in Hamilton

Due to their proximity, Hamilton is often compared to Toronto. While Hamilton can’t yet compete with Toronto’s world-class arts and entertainment, the Steeltown is slowly building a thriving arts and culture scene.

Downtown Hamilton is a hub for street festivals, farmer’s markets, restaurants, and theatres. Some of the city’s hot spots include the Art Gallery of Hamilton, the Royal Botanical Gardens, African Lion Safari, Dundurn Castle, Hamilton Farmers’ Market, the HMCS Haida National Historic Site, and Pier 4 Park.

For shoppers, the latest styles can be picked up in any of the city’s large malls and shopping centres: Limeridge Mall, Eastgate Mall, Jackson Square, and the Centre Mall Outlets.

The heart and soul of Hamilton is the city’s beachfront. No matter the time of year, you’ll always find residents enjoying the scenery and local shops and restaurants. The beachfront stretches from Stoney Creek to Burlington, and is filled with activities and scenic views of Lake Ontario.

While Niagara Falls is just 50 miles away, Hamilton itself boasts an impressive range of falls within its city limits. In fact, Hamilton is the waterfall capital of the world, with over 100 stunning waterfalls! Many of these can be seen on the city’s hiking trails, including Bruce Trail, Canada's oldest and longest marked footpath.

Whether you’re planning a weekend family trip to Niagara Falls or an opulent dinner downtown, our simple online application can be completed at any time. Fill in your details and have the money in your account within minutes!

Best Things About Living in Hamilton

Hamilton has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.

  • ★ A strong economy and job market
  • ★ A big city with a small-town feel
  • ★ Hundreds of kilometers of natural walking and biking trails
  • ★ Affordable housing, compared to neighbouring Toronto
  • ★ Extensive transit network
  • ★ Waterfall capital of the world


How Do I Qualify for a Payday Loan in Hamilton

To qualify for a payday loan in Hamilton, Ontario, you must meet the following requirements:

  • ✔ You must be 18 years of age or older.
  • ✔ A Canadian citizen.
  • ✔ You must have a bank account open and used for at least 30 days.
  • ✔ You must have a regular income that is on Direct Deposit.

How to Get a Loan with No Credit Check in Hamilton?

Loan Express does not conduct credit checks when applying for a loan. If you want to do a credit check, you can do one during the application process. This will not affect your approval, but you may be able to receive more money.

How to Get a Child Tax Loan in Hamilton?

Life happens, and we’re here to help you. Applying for the Child Tax Benefit loan is a quick, easy process online with Loan Express so that your family can get back on track with approval within just minutes! To learn more, visit here.

Can I Get a Loan Even If I Have Bad Credit in Hamilton?

Everyone is eligible to apply for a loan with us, no matter how good or bad their credit score is. We will never decline an application based on your credit history or credit score. As long as you meet our requirements, we welcome you to apply with us!

Can You Borrow Money Online Instantly in Hamilton?

Are you looking for a way to get cash fast without the hassle? Our quick and easy loan applications can be filled out 24/7 365 right from your computer or smartphone.

How Fast Can I Receive My Money?

Once approved for a loan, you will receive your eTransfer instantly. If you choose to email or fax your documents, it will take longer to receive your funds. This is an easy process but will take a few minutes longer to receive your direct deposit. For more information, visit our FAQ.

How Much Is the Maximum That I Can Loan in Hamilton?

The maximum amount you can receive from Loan Express in Hamilton is $1,500.

Where Can I Get a Same Day Payday Loan in Hamilton?

If you are eligible for an Interac E-transfer, you will receive your money in minutes. If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, Scotiabank, BMO, or HSBC.

  • Loans approved before 11 AM will be deposited that day by 3:30 PM.
  • Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
  • Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.

* Note: all times are in Pacific Standard Time (PST).

Get your 5-minute loan in Hamilton today!

Whether you need cash in Hamilton or anywhere else in Canada, apply online 24/7 and receive notification of approval within minutes. Get your money quicker!