Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your
pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%,
but may be lower, depending on the Province you live in.
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Calgary Loans Are Easy, Safe and Secure
Loan Express has been providing flexible smart loans across Canada for over 15 years. Our fast and simple loans help you live life to the fullest, free from any stress.
With Loan Express, you can borrow up to $1,500 in 5 minutes by completing our short application. Whether you’re having a family day-out at Calgary Zoo, buying your Christmas gifts at Southcentre Mall, or on your couch at home, you can complete our secure application from anywhere.
You’ll receive an instant decision, and, if approved, you will be sent the funds immediately via e-transfer so that you can take care of your finances right away.
Applying for an instant loan with Loan Express isn’t just easy; it’s completely secure and safe. We are a direct lender, which means your personal information stays only between you and us, and we use the latest bank-level encryption to ensure your personal and financial information remains confidential.
Canada’s #1 Good or Bad Credit Loans Solution in Calgary
Who is Loan Express?
When it comes to the best payday lenders, Loan Express offers fast approvals, quick applications, and transparent practices.
Loan Express is a leading online lender serving most provinces in Canada, including Alberta. We have proudly offered reliable loans since 2005, and we are one of the fastest-growing and most popular instant lenders in Canada.
With every loan application, Loan Express ensures ethical and honourable lending practices for Calgary residents.
Unlike other lenders, we want to improve your financial situation, and not put you further into debt. We only ever approve you for amounts that you’ll be able to repay and will never surprise you with hidden fees. No hidden fees, no confusing terms, and no hassle.
Once approved, the money will be in your account within minutes, so you spend less time waiting and more time enjoying your money!
We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.
Can I Get A Payday Loan in Calgary With Bad Credit?
If you are concerned about your loan being declined because of bad credit history, you have nothing to worry about. Loan Express doesn’t judge applicants based on credit history, and you may still qualify for up to $1,500.
Loan Express understands that those suffering with poor credit are often those who need financial assistance most. That’s why we choose to focus on other factors that influence your ability to repay, such as a regular income.
Our payday loans for individuals with bad credit are no different from our regular payday loans - they provide quick funds that must be repaid over a set period of time. Our accessible lending provides valuable breathing space for those in financial trouble who are ineligible for a bank loan.
While conventional lenders and banks might turn you away, we believe that credit score isn’t a fair reflection of one’s ability to repay. We never decline a loan application based on credit history, and we have no credit score requirement to meet.
As the #1 bad credit loan solution in Calgary, we are here to make lending easy when you need to cover those unexpected expenses. Access the funds you need today!
How to Get Payday Loans in Calgary
1. Apply Online
Getting a payday loan in Calgary is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount.
2. Receive your money
As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.
Loan Express v.s. Traditional Payday Lenders
TRADITIONAL PAYDAY LENDER
LENDERS WITH BROKERAGE FEE
No hidden fees
High approval rate
E-Transfer within 5 mins
Loans 24 hours a day
Responsive call center staff
Trained staff to assist you
Calgary is a major urban centre found within the majestic national parks of Alberta. Surrounded by unspoiled natural beauty, Calgary (also known as Stampede City) is home to over 1.3 million Canadians.
The mountain-high city has a dry climate with plenty of sunshine. In fact, Calgary enjoys 2,300 hours of sunshine every year - the most for a major city in Canada!
With a low population density, affordable housing, and quality of life, Calgary ranked as the most livable city in North America and the 5th most livable city in the world in 2019.
Although Calgary has a low cost of living and job opportunities are high, most people living in Calgary - like the rest of the country - live on a tight budget. To quell the need for instant cash, Loan Express offers immediate loans to any Calgary resident who meets our realistic requirements.
Events & Lifestyle in Calgary
As you would expect in a city with so much natural beauty, the average Calgary lifestyle is focused on outdoor recreational activities. The world-renowned Rocky Mountains are just 50 miles away, and Calgary is the closest city to the wondrous Banff National Park.
The lifestyle that mixes outdoor activity and urban culture is a draw for many. Calgary’s downtown is a hub of art, culture, and entertainment. Every year, the city hosts major cultural events that attract over 3 million visitors.
Loan Express can solve your money problems 24/7, so whether you’re on your way to cocktails and dinner or need to renew your family’s Banff National Park annual pass, fill in your details and have the money in your account within minutes!
Best Things About Living in Calgary
Calgary has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.
★ North America’s most livable city in 2018.
★ Low taxes.
★ Friendly community.
★ Rich job opportunities.
★ The world’s cleanest city.
★ One of the sunniest climates in Canada.
★ The Rockies are easily accessible by car.
★ Fantastic outdoor activities, including the Canada Olympic Park.
How Do I Qualify for a Payday Loan in Calgary
To qualify for a payday loan in Calgary, Alberta, you need to meet these requirements:
✔ You must be 18 years of age or older
✔ A Canadian citizen.
✔ You must have a bank account open and in use for at least 30 days.
✔ You must have a regular income that is on Direct Deposit.
How to Get a Loan with No Credit Check in Calgary?
Calgary residents can turn to Loan Express their no credit check loans.
How to Get a Child Tax Loan in Calgary?
Receive a loan utilizing your child tax benefit from Loan Express! As this income is steady and predictable, you can receive money from us in minutes! All that's left for you to do is apply online - we'll take care of everything else.
Can I Get a Loan Even If I Have Bad Credit in Calgary?
Loan Express is committed to offering everyone the opportunity for a loan, no matter their credit score. Whether you have a good or bad credit history, as long as you can provide proof of income on direct deposit, we won't turn you away!
Can You Borrow Money Online Instantly in Calgary?
Need fast cash? Loan Express has convenient and speedy loan methods. In fact, for your first loan, if you are eligible to use our online bank verification service, we'll get an Interac E-transfer sent right away!
Where Can I Get a Same Day Payday Loan in Calgary?
If you are eligible for an Interac E-transfer, you will receive your money in minutes.
If you choose to receive a direct deposit, we transfer funds three times a day during regular business hours (see schedule below). The deposit may take longer if you are with a bank other than CIBC, TD, RBC, ScotiaBank, BMO, or HSBC.
Loans approved before 11 AM will be deposited that day by 3:30 PM.
Loans approved between 11 AM and 3:45 PM will be deposited that day by 8 PM.
Loans approved after 3:45 PM or on weekends and holidays will be deposited by 3:30 PM the next business day.
* Note: all times are in Pacific Standard Time (PST).
Get your 5-minute loan in Calgary today!
Whether you need cash in Calgary or anywhere else in Canada, apply online 24/7 and receive notification of approval within minutes. Get your money quicker!