Our smart, instant, short term, online loans are intended to get you out of a jam, seize a moment, or help a friend when Payday seems a long ways off. Sometimes a quick cash advance can make all of the difference between being the captain of your own destiny and missing the boat entirely.

There is no reason to wait for your payday loan to get approved on bankers' hours. We offer you an instant cash advance, without having to meet with snooty managers, wait endlessly on hold, or risk being spied by your nosy neighbours.

New customers do have to provide us with some information. However, you don't have to fax this in, you can do it all from the convenience of your home. The first online loan will take a few minutes while we set up your profile, but once you have been approved, future loans are completely automated, and available online 24 hours a day. Of course you can always call us if you prefer, our Staff is always eager to help.

When you borrow from Loan Express, you are borrowing from one of the most reputable online payday loan companies in Canada. Our competitive rates and fast, friendly service will ensure that you get the money you want, when you need it. There are NO hidden fees! No high pressure sales tactics! Just click on "Get Started", and let us guide you through one of the easiest online loan applications in the industry.

EXPLAINING THE APR (Annual Percentage Rate)

For example, a $300 loan borrowed until next payday (14 days) may have an APR of 599.64%. When you only look at our APR you must remember that you are not borrowing money for an entire year, only a small fraction of a year, and APR is a measure of annual interest - not weekly. Only using APR when considering a Loan Express payday loan is a bit like renting a car for a few days using the theoretical cost if you were to buy it outright. Talk to us up-front so you can judge the cost of a loan before you apply, it will probably be less than you think.

Think of Loan Express as a stopgap lender. We can solve your short-term financial woes, by getting you the cash you need, right away.