How Does Loan Express Work

Loan Express provides short-term cash advances to Canadians in need of funds.

Whether you need to replace a household appliance, cover your dog’s medical bill, or pay an apartment deposit, Loan Express settles your unexpected costs right away!

Our smart loans of up to $1,500 help you cover expenses that can’t wait until your next paycheck - a quick and easy alternative to loans offered by banks and financial institutions.

Better still, we put the money in your account within just 5 minutes. Fast, easy, and secure, our instant loans put your finances back on track.

Complete the short online application and take control of your finances today.

A Convenient Way to Get Quick Cash

Life operates under its own rules

life doesn't revolve around payday. Unexpected events have no schedule and often surface when you least expect them. From new opportunities to unforeseen accidents, life doesn't wait for when you have money in your pocket.

Loan Express is here to help!

Loan Express acts as a bridge to your next payday. We’ll lend you the money you need, and you pay us back on your next payday. Simple!

It doesn't matter if your car has broken down in the early morning or you’ve found a new outfit on your lunch break; you can get a cash advance 24/7, 365 days a year.

What is a Payday Loan?

A payday loan is a small, short-term loan that you pay off with your next paycheck. The loan acts as a small bridge for when you need urgent money before your next paycheck arrives.

We’ve all found ourselves in a sticky financial situation at some point. While some turn to family and friends, not all Canadians have this luxury.

Whatever you need money for, Loan Express is here for you with online smart loans of up to $1500.

How Do I Qualify For an Instant Loan?

Aligning your paycheck with monthly outgoings is hard, especially when unexpected bills fall on your doorstep. If you need quick cash or do not qualify for a traditional loan from a bank, join the thousands of Canadians using payday loans.

From car repairs and family emergencies to a much-needed splurge at the mall, Loan Express helps you cover expenses before your next paycheck arrives.

To apply with Loan Express, you must:

Good credit or bad credit everyone is eligible. In fact, we will never decline an application based on credit history or a credit score!

How to Pay Back Your Loan

Paying back your loan is simple and flexible. When you apply for a loan with Loan Express, you work solely with us, from funding and re-payment - there is no middle man.

On the agreed-upon date, we automatically debit the money from your bank account. Unless Provincial laws state otherwise, this will be when you receive your next paycheck.

When Do I Have to Pay My Payday Loan Back?

Your loan will be automatically repaid when you receive your next paycheck. Depending on your pay cycle and province of residence, this could be up to 62 days.

Provinces that may require repayment over more than one pay date include Alberta, British Columbia, and Ontario.

What Are The Benefits?

Quick Application

Whether you apply online or over the phone, our applications are quick, easy, and completed in minutes. Apply from the comfort of your home, and receive approval straight away!

Multiple Ways to Receive Money

Need your money fast? Don’t worry. Once approved, your money will be sent within 5 minutes by e-transfer! If you would prefer a bank transfer, that can be arranged too.


It’s hard to predict what life is going to throw at you. No matter what situation you find yourself in, Loan Express can give you money instantly if we have your information on file.

Think of it as an immediate, emergency cash advance at your fingertips, anytime, day or night.

It only takes a few minutes to set up your profile, and it doesn't cost a thing, but grants you ultimate peace of mind. It's easy, safe, and secure.

Get Your Money in Minutes

Step 1: Apply for Payday Loans

Complete the simple online application form and choose how much money you would like to borrow.

Step 2: Wait for Approval

Within as little as ten minutes we will approve your request.

Step 3: Receive the Money

Once approved, the money will be in your account within 5 minutes!

Instant Loans Across Canada

Loan Express
No hidden fees
High approval rate
E-Transfer within 5 mins
Loans 24 hours a day
Fully automated
Responsive call center staff
Trained staff to assist you

Unlike other lenders, Loan Express seeks to improve your financial situation, and not put you further into debt. We only approve you for a loan amount that you’ll be able to repay, and we’re entirely transparent about the costs you can expect.

No financial jargon, no long applications, and no hidden fees, just straightforward, sensible loans.

Complete our quick online application and receive your money in minutes!