Payday Loans in
British Columbia

Get a cash advance quickly and easily.


From Whalley to Cloverdale, Loan Express provides easy, short-term loans across Surrey.

Smart online loans in Surrey are a versatile funding option that lend up to $1,500, to spend on whatever you like.

Whether you want to escape a financial crisis, seize a moment, or help a friend or family member, our simple 5-minute loans can put your finances back on track.

We understand that emergency car repairs always come to a head at the worst possible time, and the dental bill for your toothache is always untimely. When surprise expenses arise, you need money, and you need it fast.

Loan Express offers a fast online application accessible 7 days a week, 24 hours a day! There’s no need for an appointment, trip to the bank, or paperwork.

Whatever the situation, Loan Express can put money in your bank account within minutes and solve your money headaches.

Complete the fast online application and have the funds in your account in no time.

*Payday loans are loans for up to 62 days. The fee for a loan varies depending on rates set by your Province, and the term of the loan depends on your pay schedule and applicable Provincial laws. The Maximum APR on a 62-day loan would be 147.18%, but may be lower, depending on the Province you live in.

Surrey Loans Are Easy, Safe and Secure

For over 15 years, Loan Express has been providing instant loans across Canada. Our smart online loans are a more convenient, fast, and easy way to receive money when you need it most.

Not only do our quick approvals and realistic requirements make things easy, but you can also trust us to provide you with a safe and secure loan.

Loan Express adheres to all provincial laws regulating lending, and we are a direct lender, which means your application is not extended to a third party. When you apply for a loan with Loan Express, you have an agreement solely with us – all personal information is kept in-house and protected with bank-level encryption.

On top of our safe and secure processes, we have an outstanding customer support team available to answer all your questions.

Apply today for an easy, safe and instant loan.

Who is Loan Express?

Loan Express is a leading online lender serving most provinces in Canada, including British Columbia. We have proudly offered reliable loans since 2005, and we are one of the fastest-growing and most popular instant lenders in Canada.

Unlike other payday lenders, we pride ourselves on our honest and trustworthy principles. At Loan Express, we work to improve your financial situation, not put you further into debt.

Borrowers will only receive a loan amount that they are able to repay, and we’re entirely transparent about the costs you can expect. Once approved, our fast processing means we can put the money in your account in just 5 minutes, so you can spend less time waiting and more time enjoying your money!

Why Choose Loans From Loan Express?

  • Fast and safe payday loans
  • Trusted lender for over 15 years
  • E-transfer within 5 minutes!
  • Bad credit accepted
  • Secure with bank-level encryption
  • 24/7 online applications
  • Fast approval
  • Licensed and certified
  • Fully trained staff to assist you

Instant Loans Across Canada

Loan Express provides fast and easy access to payday loans across Canada. We offer loans in most Canadian cities and every remote location, too!

Payday Loans Requirements in Surrey

Loan Express payday loans are available across Surrey. To apply, you must:

We closely follow all laws in the Canadian Provinces we lend in. Select your province to view important disclaimer information specific to your province.

Can I Get A Payday Loan in Surrey With Bad Credit?

Bad credit online loans allow Surrey residents to borrow money, even with a less-than-perfect credit score.

If you are searching for an instant loan but fear your bad credit score will hold you back, you’ll be pleased to hear that Loan Express won’t judge you based on your credit history, and you may still qualify for up to $1,500.

We understand that finding a loan with a bad credit history can be difficult in Surrey. But at Loan Express, we prefer to focus on the other factors that influence your ability to repay, such as a regular income. In fact, we will never decline an application based on bad credit, and we have no credit score requirement for you to meet.

Removing credit score from the equation makes things easier for those in financial difficulties who don’t have other borrowing options available. We are proudly inclusive to all Surrey residents, including those with bad credit history.

As the #1 bad credit loan solution in Surrey, we are here to make lending easy when you need to cover those unexpected expenses.

How to Get Payday Loans in Surrey

1. Apply Online

Getting a payday loan in Surrey is easy with Loan Express. Using our online application, you can apply in minutes; simply fill in your basic information and select your loan amount. Your request will be processed immediately: no questions, no long waiting periods, no problems.

2. Receive your money

As soon as you receive approval and sign your loan agreement, the money will be sent to you via e-transfer within five minutes. For bank transfers, loans approved before 11 am will be deposited the same day by 3:30 pm. Loans approved by 4 pm will be deposited the same day by 8:30 pm PST.

Surrey Overview

Surrey is the second-most populous city in British Columbia, sitting behind Vancouver. Since the turn of the century, the city has experienced rapid growth, with the population increasing by around 150,000!

Today, around 500,000 people call Surrey, British Columbia home, and around 1,000 new inhabitants move to the city every month! This exceptional growth is why Surrey is expected to overtake Vancouver and become BC’s largest city by 2030.

The reason why thousands are flocking to Surrey, you ask? Well, despite it being only 23 kilometres from Vancouver, the city offers more affordable housing, equally stunning natural beauty, endless nature parks, and a vibrant lifestyle.

Surrey comprises six towns: Whalley, Cloverdale, Fleetwood, Guildford, Newton, and South Surrey, all providing amenities suited to different age-groups and lifestyles. As Surrey’s appeal widens and demand grows, the cost of living is dramatically increasing.

Since 2017, detached homes have increased by 15%, townhomes by 23%, and apartments by 34%! Just like Vancouver residents, those in Surrey are having to compete with the rising cost of living.

Almost any Surrey resident would attest to running out of money in certain instances. To help cover the expensive lifestyle and surprise bills, Loan Express offers quick and easy loans of up to $1,500.

Events & Lifestyle in Surrey

Often called “The City of Parks,” Surrey offers hiking, biking, and outdoor sports opportunities in its 600 parks! Elsewhere, the city is home to beautiful urban forests, beaches, the province’s best golf courses, and plenty of ecotourism.

It’s clear that Surrey is an outdoor enthusiast’s paradise, but the city also comprises significant urban areas. The Surrey Arts Centre, Surrey Art Gallery, and Surrey Civic Theatres proudly display the city’s cultural scene.

The city also hosts annual events for residents to enjoy, including the Cloverdale Rodeo and Country Fair (the second-largest rodeo in Canada), Surrey Fusion Festival, and the Tree Lighting Festival.

Surrey’s remarkable growth is being led by endeavours to create an accessible and sustainable city where residents can live, work and play. To help you enjoy all the events and activities Surrey has to offer, Loan Express offers quick and easy payday loans.

Whether you’re renewing your membership at Morgan Creek Golf Course or planning an opulent trip to downtown Vancouver, our simple online application can be completed at any time, and the money can be in your account within minutes!

Best Things About Living in Surrey

Surrey has plenty to offer, and there are many reasons why it’s the city of choice for many Canadian families, retirees, and young persons.

  • Third-fastest growing city in Canada
  • Expected to be British Columbia’s largest city by 2041
  • Good transport options to downtown Vancouver
  • Outdoor activities
  • New developments are constant
  • Safe and fun place to live
Quick Approval Payday Loans in Surrey & Across Canada

apply 24/7 online

Fast Approval

Get Your Money

Need a Payday Loan in Surrey? It's Easy!

  • Borrow up to $1500
  • Trusted and secure
  • High approval rate
  • Instant Etransfers

How Do Instant Loans Work

If you are considering an instant loan to solve your money troubles, it’s important to know what to expect. Unlike traditional bank loans, things are a lot more straightforward.
Instant loans are a convenient way to receive up to $1,500 exactly when you need it. For those who meet the requirements (listed above), the fast online application is open 24/7. Once you have received your approval – typically within ten minutes – you will be asked to sign a digital agreement and provide your email address so that the funds can be sent to you via e-Transfer. READ MORE
How long does
the process take?

At Loan Express, we pride ourselves on near-instant delivery of online payday loans. However, the exact length of the process depends on several factors. On The Odd Occasion, If The Automation doesn’t apply, We May Request Additional Screenshots Of Your Bank Statement and pre authorized debit form, But We Will Walk You Through That As Well.

How fast can I
receive my money?

Within one minute of signing your contract, the money will be in your bank account or your email. There is the odd smaller credit union or institution that does not have the technology to do instant etransfers, but we will still get the money to you the fastest way that your bank allows, which is usually a couple of hours.

Why Choose Loans From Loan Express?

Loan Express has proudly offered instant loans across Canada since 2005. Over 15 years of lending, we have helped thousands of Canadians get their finances back on track. When it comes to smart instant loans, Loan Express keeps things simple. Fill in your online application any place, any time, and you’ll receive an instant decision. READ MORE