Resources

Benefit Payment Dates

Stay on top of your finances with our easy-to-follow 2026 Income Schedules. Whether you're receiving the Canada Child Benefit, Old Age Security, CPP, GST/HST credits, or other government assistance, this section provides up-to-date payment dates so you can plan ahead with confidence.

2026 Income Schedules

December 22, 2025 (for January 2026)

January 27, 2026 (for February 2026)

February 24, 2026 (for March 2026)

March 26, 2026 (for April 2026)

April 27, 2026 (for May 2026)

May 26, 2026 (for June 2026)

June 25, 2026 (for July 2026)

July 28, 2026 (for August 2026)

August 26, 2026 (for September 2026)

September 24, 2026 (for October 2026)

October 27, 2026 (for November 2026)

November 25, 2026 (for December 2026)

December 22, 2026 (for January 2027)

January 21, 2026 (for February 2026)

February 25, 2026 (for March 2026)

March 25, 2026 (for April 2026)

April 22, 2026 (for May 2026)

May 27, 2026 (for June 2026)

June 24, 2026 (for July 2026)

July 29, 2026 (for August 2026)

August 26, 2026 (for September 2026)

September 23, 2026 (for October 2026)

October 21, 2026 (for November 2026)

November 18, 2026 (for December 2026)

December 16, 2026 (for January 2027)

January 20, 2026

February 20, 2026

March 20, 2026

April 20, 2026

May 20, 2026

June 19, 2026

July 20, 2026

August 20, 2026

September 18, 2026

October 20, 2026

November 20, 2026

December 11, 2026

January 28, 2026

February 25, 2026

March 27, 2026

April 28, 2026

May 27, 2026

June 26, 2026

July 29, 2026

August 27, 2026

September 25, 2026

October 28, 2026

November 26, 2026

December 22, 2026

January 5, 2026

April 2, 2026

July 3, 2026

October 5, 2026

December 22, 2025 (for December 2025)

January 30, 2026 (for January 2026)

February 27, 2026 (for February 2026)

March 31, 2026 (for March 2026)

April 30, 2026 (for April 2026)

May 29, 2026 (for May 2026)

June 30, 2026 (for June 2026)

July 31, 2026 (for July 2026)

August 31, 2026 (for August 2026)

September 29, 2026 (for September 2026)

October 30, 2026 (for October 2026)

November 30, 2026 (for November 2026)

December – TBC (To Be Confirmed) (for December 2026)

December 30, 2025 (for January 2026)

January 29, 2026 (for February 2026)

February 26, 2026 (for March 2026)

March 30, 2026 (for April 2026)

April 29, 2026 (for May 2026)

May 28, 2026 (for June 2026)

June 29, 2026 (for July 2026)

July 29, 2026 (for August 2026)

August 28, 2026 (for September 2026)

September 29, 2026 (for October 2026)

October 29, 2026 (for November 2026)

November 27, 2026 (for December 2026)

Canada Loan Fees & Rates

Payday loan rules and costs aren’t the same across Canada, and knowing the difference can save you money. This section breaks down the maximum fees, interest rates, and repayment rules by province so you can make informed borrowing decisions wherever you live.

Common Payday Loans Rules

License

A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence, prominently at or near the top of the introductory page of the website for Alberta borrowers.

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display the licence in the location for which the licence is issued

- If the payday lender does business by means of the internet, the payday lender must display the licence number and other identification, in a form approved by the director, prominently at, or near, the top of the introductory page of the website for British Columbia borrowers

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display the licence in the location for which the licence is issued

- If the payday lender does business by means of the internet, the payday lender must display the licence number and other identification, in a form approved by the director, prominently at, or near, the top of the introductory page of the website for Manitoba borrowers

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- No person shall offer, arrange or provide a payday loan without a license.

Cost of a payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

- If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence on a page that precedes the payday loan application.

Cost of a payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

- If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence, prominently at or near the top of the introductory page of the website for Nova Scotia borrowers.

Cost of a payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

- If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence, prominently at or near the top of the introductory page of the website for Ontario borrowers.

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- No person shall carry on business as a payday lender unless that person has a licence authorizing the person to carry on business as a payday lender

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228