Resources

Benefit Payment Dates

Stay on top of your finances with our easy-to-follow 2025 Income Schedules. Whether you're receiving the Canada Child Benefit, Old Age Security, CPP, GST/HST credits, or other government assistance, this section provides up-to-date payment dates so you can plan ahead with confidence.

2025 Income Schedules

January 28, 2025 (for February 2025)

February 25, 2025 (for March 2025)

March 26, 2025 (for April 2025)

April 25, 2025 (for May 2025)

May 27, 2025 (for June 2025)

June 25, 2025 (for July 2025)

July 28, 2025 (for August 2025)

August 26, 2025 (for September 2025)

September 24, 2025 (for October 2025)

October 28, 2025 (for November 2025)

November 25, 2025 (for December 2025)

December – (To Be Determined) (for January 2026)

January 15, 2025 (for February 2025)

February 19, 2025 (for March 2025)

March 19, 2025 (for April 2025)

April 16, 2025 (for May 2025)

May 21, 2025 (for June 2025)

June 25, 2025 (for July 2025)

July 23, 2025 (for August 2025)

August 27, 2025 (for September 2025)

September 24, 2025 (for October 2025)

October 22, 2025 (for November 2025)

November 19, 2025 (for December 2025)

December 17, 2025 (for January 2026)

January 20, 2025

February 20, 2025

March 20, 2025

April 17, 2025

May 20, 2025

June 20, 2025

July 18, 2025

August 20, 2025

September 19, 2025

October 20, 2025

November 20, 2025

December 12, 2025

January 29, 2025

February 26, 2025

March 27, 2025

April 28, 2025

May 28, 2025

June 26, 2025

July 29, 2025

August 27, 2025

September 25, 2025

October 29, 2025

November 26, 2025

December 22, 2025

January 3, 2025

April 4, 2025

July 4, 2025

October 3, 2025

January 31, 2025

February 28, 2025

March 31, 2025

April 30, 2025

May 30, 2025

June 30, 2025

July 31, 2025

August 29, 2025

September 29, 2025

October 31, 2025

November 28, 2025

December TBD (To Be Determined)

January 30, 2025

February 27, 2025

March 28, 2025

April 29, 2025

May 29, 2025

June 27, 2025

July 30, 2025

August 28, 2025

September 29, 2025

October 30, 2025

November 27, 2025

December 2025 – TBD (To Be Determined)

Canada Loan Fees & Rates

Payday loan rules and costs aren’t the same across Canada, and knowing the difference can save you money. This section breaks down the maximum fees, interest rates, and repayment rules by province so you can make informed borrowing decisions wherever you live.

Common Payday Loans Rules

License

A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence, prominently at or near the top of the introductory page of the website for Alberta borrowers.

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display the licence in the location for which the licence is issued

- If the payday lender does business by means of the internet, the payday lender must display the licence number and other identification, in a form approved by the director, prominently at, or near, the top of the introductory page of the website for British Columbia borrowers

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display the licence in the location for which the licence is issued

- If the payday lender does business by means of the internet, the payday lender must display the licence number and other identification, in a form approved by the director, prominently at, or near, the top of the introductory page of the website for Manitoba borrowers

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- No person shall offer, arrange or provide a payday loan without a license.

Cost of a payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

- If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence on a page that precedes the payday loan application.

Cost of a payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

- If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence, prominently at or near the top of the introductory page of the website for Nova Scotia borrowers.

Cost of a payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- A payday lender must prominently display a copy of the licence in each location named to which the licence pertains.

- If the payday lender engages in the payday loan business by means of the Internet, the payday lender must display a copy of the licence, prominently at or near the top of the introductory page of the website for Ontario borrowers.

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228

License

- No person shall carry on business as a payday lender unless that person has a licence authorizing the person to carry on business as a payday lender

Cost of a Payday Loan

- The maximum amount of a payday loan is 14 dollars for every hundred borrowed

If you borrowed $200 dollars it would cost $28 dollars and you would pay back $228