What are No Credit Check Loans?
How Do No Credit Payday Loans Work?
A financial emergency can happen at any time, and you need to be prepared. A sudden expense could drain your monthly savings and make finances incredibly stressful to deal with. With a no credit loan, you can get cash fast, without the need for a credit check.
No credit check loans are based on circumstances other than your current credit score, such as your current employment status and financial situation.
Unless Requested, Loan Express does not ever check credit scores; even if you have bad credit, you may still qualify for up to $1,500! At the end of the day, we are here to help you get out of a frustrating situation and back on your feet as quickly as possible.
We understand that you need cash, and you need it fast. Our online application is available 24/7, and we use a sophisticated decision-making system that approves loan applications within minutes. Our instant review and approval process ensures you receive your money exactly when you need it.
We pride ourselves on our responsible and transparent lending. Before you accept the loan, we display the costs in an understandable manner so that there aren’t any nasty surprises. Our customer service team is available around the clock to answer any questions you may have.
When you apply for an instant loan with Loan Express, we don’t perform a credit check. To us, credit score isn’t a fair reflection of your ability to repay, so we focus on other factors, such as regular income. If you have a bad credit score, don’t be deterred – you may still qualify for up to $1,500.
Online lending means you avoid tedious journeys to the bank, but we do understand that there will be times when you need to speak with a real person. Our outstanding customer support team is available to answer all of your questions. With fast response times, we are with you every step of the way.
What are the Benefits of
a No Credit Check Loan?
We all know that a lack of credit history or a bad credit score can be an obstacle when it comes time to getting the best loan rates. With a no credit check loan, you can receive the cash you need fast.
- Knowing Your credit score isn’t important – Having bad credit or no existing credit history will not stop you from being approved for a loan.
- Approval depends on other aspects – Loan Express doesn’t care about your credit or prior debt issues. All we need to know is that you’ll be able to afford the loan repayment – so we ask questions about your current financial situation and employment status.
- Approvals are often quicker – A no credit check loan is often more convenient than a bank because it can be approved and deposited within minutes. With other financial institutions, you might have to wait anywhere from 1-7 days before your funds are available for use!