Calculate Your Payday Loan Instant Payment Estimates and Transparent Rates
Loan express offers the fastest e-transfer and instant loans in Canada! Simple and straight to your account, 24 hours a day.
Use our Loan Express Payday Loan Calculator to get an instant estimate of your loan payments based on the amount you borrow and the loan term. This calculator helps you understand exactly how much you’ll need to repay on your payday.
Loan Calculator
Fastest Loans in Canada—See Your Costs Upfront
Fair & Transparent Lending
We believe in fair lending with no hidden fees. Our rates are straightforward: you pay only $14 per $100 borrowed, with no additional charges as long as you repay on time.
Example: Borrowing $400 in Ontario
- Amount Borrowed: $400
- Pay Frequency: Weekly
- Number of Payments: 3
- Payments per Installment: Only $152
Since our rate is only $14 per $100 borrowed, your total cost is $456, with no additional fees when paid on time.
This keeps your payments predictable, affordable, and stress-free.
Why you should choose Loan Express
No Paperwork
The short online application makes things easy—no queues, no appointments, and most importantly, no hassle.
Instant Cash
From the smallest town in British Columbia to downtown Toronto, Canadians can access instant cash.
Receiving Options
You can receive up to $1,500 via bank transfer or Interac e-transfer. The latter of which will be sent within 2 minutes!
Ethical Loans
We pride ourselves on our responsible and transparent lending. Before you accept the loan, we display the costs in an understandable manner so that there aren’t any nasty surprises.
Faster Approval
Instead of waiting days and sometimes weeks to receive approval from a bank, instant loans are approved within minutes!
No Credit Check
Loan Express approves everyone who meets the requirements, including those with bad credit. We will never judge you based on your credit score.